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MMF claimform - old CFO PDL

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that's what we are here for...

 

Received letter from solicitor with some info about the pay day loan but not all of it for starters it has wrong address on it , it states they do checks lol.

 

But they didn't do any not even credit checks they gave first loan and 3 other top up after that without even having one payment being made first loan was £150 then £250 then £350 how irresponsible if lending all that without one repayment being made. .

 

The letter also says they would prefer if settlement can be done through them or mediation. All interest has been taken off also. So only what was lent is owed.

Not sure what defence can be done apart from irresponsible lending in first place .

 

Is it best to agree to a settlement out of court now not to get a ccj or fight to the end but on what grounds.

 

How much would they of bought this debt for anyway.

Is it worth offering them a little payment of original debt .

 

sorry to so many questions .

Edited by dx100uk
Spacing

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Scan it up to one multipage pdf

Read upload


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Scan it up to one multipage pdf

Read upload

 

Don't know how to do that I only got my phone see.

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Read upload it tells you how


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Read upload it tells you how

 

I tied I don't understand it computers downloading or uploading I honestly habent hot a clue about I just about use my phone awful sorry but just get so confused by this kind of stuff.

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Hi when these companies buy payday loan debts does anyone know what they pay for them roughly?

 

How can they buy these debts for peanuts but you have to pay the full debt that isn't even theirs?

 

Should this be legal?

 

Can you fight court orders on the grounds you don't owe them the debt as the deal wasn't with them in the first place?

 

Just curious about all this so thought I.d see what the answers are.

 

Thanks

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Hi when these companies buy payday loan debts does anyone know what they pay for them ruffly? Between 5 & 22% depending upon age and also depending upon value of the portfolio

 

How can they buy these debts for peanuts but u have to pay the full debt that isn't even theirs? Perfectly legal and nothing wrong with it but it is questionable aspect

 

Should this be legal? Once again - Completely legal to buy and sell debts. Transfer of ownership etc

 

Can you fight court orders on the grounds you don't owe them the debt as the deal wasn't with them in the first place? You can try - I think our defence for CCJ claims may make a mention about how the company purchased and arent the original creditor but I dont get involved that much so couldnt confirm

 

Just curious about all this so thought I.d see what the answers are.

 

Thanks

 

Above.

 

When purchasing accounts, they pay very little but attempt to recover the full amount. They sell and buy under a Deed Of Assignment which is a comercially sensitive document between 2 companies to sell and buy the debt.

It contains lots of people's info which you are not allowed to see :( It explains to the buyer that all debts are sold "AS IS WITH ALL FAULTS AND CANNOT BE HELD LIABLE FOR ERRORS". It includes the final payment to the seller of how much they will be paid to release ownership of these accounts...

 

Basically - You dont stand a chance with the above...

But we can help ... Whats happening? Have you recieved a claim form?

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Want a secure email to send pictures of the pages to?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I.m trying to help a friend with her county court claim

 

I.m already on here getting advise just it's confusing me

need things explained really basic for me to understand then

 

I.m ok I know most but they have now started to offer mediation which is a new thing I gather ,

but when people say do this do that in lawyer talks it goes over my head.

 

I.ve aspergers so confused me on times.

Edited by dx100uk
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Can you fight court orders on the grounds you don't owe them the debt as the deal wasn't with them in the first place?

Nope. Law of property act 1925 says all right and obligations can be transferred


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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We could do with some help from you.

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threads merged FF

please keep to one thread

 

so have you actioned post 23

 

and do you want a secure email address to send pictures of the letter you are unable to scan up here

if si ill send you one and i'll get the docs up for you.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Yes please that be great I not filled them in yet sorry took so long not well.

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