Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • When you have completed your SD you will almost certainly be asked how you plead to the offence(s). Hopefully you have been "dual charged" with both Failing to provide driver's details (FtP) and Speeding. So long as you were driving at the time of the allegation you should offer to plead guilty to speeding providing the FtP charge is dropped. Do not under any circumstances plead guilty to speeding unless and until you have this agreement. You cannot be convicted of speeding unless you plead guilty as they have no evidence that you were driving. The danger in pleading guilty without the deal is that you will be convicted of speeding and they can still continue with the FtP charge. On the basis of what you have said success will not be impossible but will be problematic and the possible outcome is nine points. The "deal" is a well known procedure to prosecutors and Magistrates and is exercised in courts across England & Wales every day and is nearly always accepted. It is nearly always accepted. If you can, arrive at court early and ask to see the prosecutor. You can put your offer then. If not, make the offer when you have completed your SD. If by any chance it is not accepted, plead Not Guilty to both charges and come back on here (your case will be adjourned to a later date). We can then decide whether you have a reasonable chance of successfully defending the FtP charge. Certainly at this stage you do not need a lawyer. You probably wouldn't need one if you have to defend the FtP charge either but let's wait and see what happens on Friday. Save your money for your fines, etc.   You need to make every effort to avoid a FtP conviction. It carries six points but most importantly an endorsement code (MS90) which insurers hate and it will see your premiums increase dramatically.
    • “There is the science, and then the art”.   The science gives you verifiable facts and figures. The art is applying the science in the real world, taking human factors into account.   If I had been in Wuhan, I’d hope I’d apply the principles of Bentham utilitarianism, taking all measures I could to protect myself but without risking others (so, no lying to evade movement controls). Yet, until actually placed in that situation: would I? I don’t know what I’d actually do until I’m in the situation.   What then if (early on in the Wuhan outbreak, before the travel embargo) I am already booked on a pre-planned flight out? Do I cancel it? Not if I don't have a temperature....   What if I have a temperature? I should ‘not travel’, but what would you (or I) actually do? Public opinion (looking at the case of the ‘Michelin traveller’) says to travel would be selfish.   What if I had a temperature, but my flight (booked before the outbreak) was to visit a terminally ill relative, who had only a very short time remaining?. Things are rarely cut and dried.   What would you (anyone, not just me and HB) do? Do you believe that what you think you’d do (when considering the issues) is going to always be the same as what you do when actually in that situation?   Human factors. Eyam plague: The village of the damned http://www.bbc.co.uk/news/uk-england-35064071   Would people do the same, today?
    • To just show there is nothing adverse on it and the address is not on there, anything really to help me? I really don't know as I say i have never been through this before.
    • Thank you. We were sort of saying the same thing then, that people and human nature make controlling disease more difficult?
  • Our picks

Fibrofoggy

Robbersway re Barclaycard debt CCA return

style="text-align:center;"> Please note that this topic has not had any new posts for the last 574 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi All,

 

I’m hoping someone can help me.

Would anyone have historic purchase interest rates from 2010 to 2016 for on Barclaycard Visa preferably with start and end dates of variations.

 

Many thanks.

 

Ff

Share this post


Link to post
Share on other sites

There lots of CCA returns here

Esp in the financial legal issues forum

 

Use the search cag box of the top red toolbar

 

Barclaycard claimform


..

Share this post


Link to post
Share on other sites

Hi FF,

 

Can you confirm why you want this info.

 

Even if we're not able to give all the info you want, we may be able to offer other guidance to acheive your aim.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

I sent a request Robinsonson Way for CCA which took them 5 months to send and it’s a reconstituted copy of poor quality and badly put together.

 

I wanting historical interest rates to check against the one they gave put on the credit agreement to check the validity of it.

 

Someone posted on here rates up to 2005 so hope that someone else maybe able to help me out too for later rates

Share this post


Link to post
Share on other sites

scan it all up to ONE multipage PDF please

read upload

 

thread title updated


..

Share this post


Link to post
Share on other sites

What is you want me to upload?

Share this post


Link to post
Share on other sites

the CCA return that prompted you to post here...


..

Share this post


Link to post
Share on other sites

Hi,

Wasn’t expecting to upload docs but happy to do so. I just thought that as somebody had already posted dates before I might just get some more recent dates.

Credit Agreement.pdf

Share this post


Link to post
Share on other sites

Where the agreement??

 

Thats the usual 6220000 crap they roll out for any bc cca return

Which doesnt have you name and address for the time of takeout

And which they've removed all date codes from afound the edges.

 

Total bogpaper ...we have that here +100 times alreay


..

Share this post


Link to post
Share on other sites

To clarify:

 

What they’ve sent is not valid??

My name (initial and surname) and address are on it at the top but but I’ve blacked it out.

Should there be more info on it?

But ultimately are you saying they don’t have a leg to stand on???

 

I kind of thought this might be the cause I wrote to them in December 2017, they didn’t send until May 2018 and I’ve not heard anything from them since.

Share this post


Link to post
Share on other sites

bogroll!!

 

where the signed agreement??

that's simple generic T&C's that can be downloaded from here and have your name inserted on it

not even in the same typeface I bet!!

 

where did you take the card out?

is it still on your credit file?

whats the defaulted date?

when did you last pay anything?


..

Share this post


Link to post
Share on other sites

Thank you.

 

From what I have gleaned recentl

I didn’t think it had to have a signature on it these days.

 

The card was applied for online.

 

Credit file: Barclaycard entry shows as settled and zero balance.

 

Hoist Portfolio have a credit card entry for £786

 

Default date 17 Sept 2014

 

Except for request for CCA ive not made contact (accepted debt etc) and no payments madE since before default date.

Share this post


Link to post
Share on other sites

When did you take it out?

When did you last pay it?


..

Share this post


Link to post
Share on other sites

I don’t know the exact date I took it out but it was around 2010

Don’t know exact date of last payment but think it was around 2014 prior to default date.

Does this info matter if CCA is invalid?

Share this post


Link to post
Share on other sites

Theyve sent no agreement

End of


..

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...