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    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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welcome PPI reclaim


roxy2010
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Hi Ricecake same here they tried to say that there was no PPI on original agreement which was true but they added it on to a top up loan in 2007 without my knowledge just hoping my claim is successful really need the cash.

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Hi Ricecake

 

They slipped up because when we got the top up loan in 2007 I just managed to come across the agreement it was all written down

in black & white and the amount we were paying included the PPI which obviously I didnt know about if I hadnt found it they would have got away with it we have had nothing but bad luck these last twelve months so hoping this will actually be some good luck coming our way.

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  • 2 weeks later...

Hi Ricecake

I went through a company regarding Welcome and misold PPI my 8 weeks is up this week and I havent heard a thing at least you have recieved a letter I will be ringing them today and finding out whats going on.

 

Hi Merbie13

I am having the same problems with Welcome and phone calls

 

 

I have missed two payments and explained the reasons for this we have only just avoided been repossessed by our mortgage

company things have been really bad financially since my partner lost his job twelve months ago

 

he is due to start work in July which is a huge relief. Matters are made worse by having these people ringing you up to ten times a day

 

I too am not allowed to make or take personal calls at work

I am a doctors receptionist and trying to speak to them without raising your voice because they are so rude.

 

I have already had a written warning from work re phone calls like you have said if they spoke to you in the street like they do on the phone they would be getting a Glasgow Kiss.

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Hi Ricecake

I went through a company regarding Welcome and misold PPI my 8 weeks is up this week and I havent heard a thing at least you have recieved a letter I will be ringing them today and finding out whats going on.

 

tell them to stuff it and do it yourself.

 

it'll cost you dear to use them!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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