Jump to content


  • Tweets

  • Posts

    • Here's something I'm hoping to clarify before I get in trouble for it:   There is a street close to where I live that was transformed into a temporary Pedestrian and Cycle Zone due to a school that's there. I know I can't enter it during those times, but can I be fined for having my car parked on that street while the zone is active? So far I have only heard one interpretation, from my neighbour, who said you can have your car parked there and you can exit the zone while it is operational, oddly enough, but before I take her word for it I want to get some more opinions on the matter.   For reference, here is what the Council's own website states: "It is an offence to enter or drive in an active school Street without a valid school street permit." (emphasis mine) Would this prove my neighbour right or can they still find a different interpretation to it that would carry the risk of a fine if I park my car there?   The sign for the zone is very similar to the image attached below, only different operating times.   Edit: to clarify, there are permits you can apply for if you actually live on that street, but I'm just outside that area. Also, there are no other parking restriction on the road that would apply.  
    • good i can see where you got that from  pers i'd put back, suitable adapted the line:   3.Throughout this period XXX only ever served estimated bills which were grossly over estimated with values unrelated to actual use. There was and still remains an unresolved dispute with XXX which was never resolved prior to the assignment of the alleged debt.
    • Hi Mr S,   Read other threads here posted over the last year or so.   We pretty much advise the same thing - ignore demands from the gym, their admin company, any DCA they use and any legal firm they use.   No need to engage with the gym or admin company to discuss or argue your wish to cancel - it'll get you nowhere.   If you want to leave the gym now, just give a month's written notice then cancel the DD m,andate .   If you want to cancel from October 2021, confirm this to the gym in writing early October, allow the final DD to be taken in October, then cancel the DD mandate.   You'll see from other threads that no action is taken to claim money and gym m/ships do not affect your credit records.
    • Update on the situation:   Following the run in with the police he has actually gone to the police station himself to question what he was told and was told there is no issue with him idling or moving the car around the car park, so the police officers who told him that were wrong.   As a side note, he knows who it is that's reporting him. Seems to be a bit of a feud between them, but the clarification he got from the police should at least stop them coming around every time a report is made.   Thank you to everyone who replied to this question!
    • I have had another good look around but still struggled to find any templates. I did find a defence on a thread that I have adapted below. I would greatly appreciate some input before I file it. Again, many thanks in advance.   Defence   1. I the Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.   2. It is admitted that I have had a supply and service agreement with Co-operative Energy in the past. During the period, Co-operative Energy actively blocked me from hanging to a cheaper tariff or switching provider as there was an outstanding balance on the account.   3. Throughout this period Co-operative Energy served estimated bills. This is shown in the one copy of a bill that the claimant has been able to provide. The claimant has given no details as to the full breakdown of their claim and what dates it relates to, so I am unable to defend specifically until the claimant can particularise and quantify its pleadings.   4. Pursuant to OFGEM code of back billing rules the alleged charges are now over 12 months old and relate to charges which have not been billed correctly by Co-operative Energy and are therefore prevented from charging.   5. The claimant does not have access to the agreement nor was the Assignor required to retain a copy. Therefore their claim is unsubstantiated.   Pursuant to the civil procedure rules Practice Direction 16 (7.3) Where a claim is based upon a written agreement.   1) a copy of the contract or documents constituting the agreement,  the original(s) should be available at the hearing along with a complete breakdown of how the charges accrued by date and amount.   With the court’s permission the Claimant is put to strict proof to: -   a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. c) show how the Claimant has the legal right, either under statute or equity to issue a claim.   6. As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation that the money is owed.   7. It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
  • Recommended Topics

  • Our picks

    • Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347
      • 32 replies
    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
  • Recommended Topics

  • Recommended Topics

HMRC Tax credits compliance letter partner


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1014 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi please please can someone help.

I am at the moment feeling like I’m having a heart attack with actual panick attacks.

 

I am in the wrong from what I can tell and I have read.

 

Let me point out that 25 years ago I pleaded guilty to false representation for income support when I opened a business and didn’t go down the employments support start up route (dont know the correct name) but two dates and I pleaded guilty.

 

Since then I have always stuck to the rules!!

 

I claimed previously with my useless ex husband and then removed him when we separated.

I then had my business and claimed single everything was fine!

I took in a lodger he claimed housing benefits that was above board then he moved in above my business again above board.

We did see each other on and off!

 

I had to go bankrupt In 201 1due to ex and could not get bank account so the lodger/tenant got me a business account (registered at my address) as my business and he opened a savings account for me to use as I wasn’t allowed one my TC and CTC went into it.

Then we started seeing each other and opened a joint account in 2014 (he was still in my flat) but account registered at my home address.

Mainly as he had lodged there and had not changed post and also as I was using it.

 

We split up again in 2015 and he was still at my flat till June (have bills and council tax letters confirming he was there till then) when I got rid of the flat and business. He then moved into my caravan and I used the rent to help me through university to change my life.

 

In 2016 we started a proper go at things and I changed my name by deed poll to his before qualifying from my degree as didn’t want it in ex name.

 

In jan 17 I declared in writing to TC that he had moved in

provided his last 3 months wage slips and his NI and dob and he signed as well.

 

I didn’t think anything more of it as money went down the same as it went down when I notified them of my first full time employment after uni.

It further went down when I changed jobs again everytime I wrote to them.

I wrote to them 31 May 18’and told them son had left full time education expecting it to stop.

 

Last week I got a compliance letter asking if I knew my partner which of course I do.

I then started to panic.

 

I am terrible with the renewal notices I just don’t bother opening them (stupid I know)

I just check what’s gone into my account to see if changes have been made.

They have asked for information for 3 months 6/4/17 to 6/7/17 which I have and shows him with me as you would expect.

 

I then rang them as I noticed money for ct was still being paid.

I mentioned the letter they said they had not received it yet had seen the online notification (child benefit) I did on the day I got the compliance letter from them.

Even so not actioned that either as I had been paid.

 

I asked about all the other letters I sent and she said hadn’t received any!!!

Now I know what it sounds like but I sent them!

 

I don’t know what to do.

I am scared they will accuse me of fraud when that has never been my intentions.

 

I don’t know what to do.

Do I send them the copy letter which I have about jan 17

- we finally decided to move in properly as I had my first full time job after uni and had completed my 3 months probation period.

 

I am frightened they will send me to prison.

I am happy to pay any backdated money.

 

I haven’t signed this years declaration as when I finally opened it I saw they did have my income correct which again I had notified them of but they didn’t have partner listed.

 

What do I do.

I want to be honest but frightened if I send the copy letter they will go back further and not believe the complicated on off relationship and friendship we have had.

 

Will they only look at the 3 months they have asked for.

If I am prosecuted I will lose my job and will never be able to work in the field.

 

I can’t talk to my boss or my family.

it’s taken me years to turn my life around.

 

Sorry for long post but I’m at the end of my tether.

 

Please help I’m in such a bad way

Edited by dx100uk
spacing
Link to post
Share on other sites

firstly

send them a free sar

make them prove their accusations

 

https://www.gov.uk/guidance/hmrc-subject-access-request

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

When I said I rang

I rang normal line not compliance number

I’m too scared to ring them.

 

The woman was rude and blunt as you would expect but I did say that the other matter I would deal direct with compliance.

 

Additionally do I just say the declaration is wrong?

My problem with that is I don’t want to lie when he moved in.

Please someone help.

Link to post
Share on other sites

as post 2 gather the info first

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thank you so much for replying.

Sorry what will this do?

 

They haven’t made an accusation they have just asked who he is.

And all the bank etc details which are joint except the mortgage some bills.

 

I have a letter from student finance in 17 where I tried to change my name

- they wanted the deed poll which I have but I do have the letter to prove I was notifying people.

 

I don’t want to annoy them and I only have till 13tj July

- I do have him living here and we are a couple although I did tell them.

 

The letter is the further information letter asking for bank statements bills car ins mortgage rent divorce stuff etc.

 

Also know the compliance check probably started as he set up a credit agency as we are selling my house to buy a new one together.

 

We know that if they do a complete check they will find everything they need to support a full

Link to post
Share on other sites

he set up a credit agency

?????

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

if either of you have defaults on your credit file you wont get a mortgage.

 

an sar via that link is a legal right

it will legally force them to produce the evidence they have [and do not have] to further their claim.

 

it could be invaluable upon the outcome here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I have been checking my credit since the BR and got a mortgage approved in principle he was just checking his before making an application with me.

 

Surely regardless I have to produce the evidence which I can but it will support what they are saying and I’m not denying it just that they don’t seem to have registered it.

 

Do you think that there is more to it than just the information request.

 

The letter has HRR 18 on it as a reference?

 

Plus like I said I have not made the declaration for the short period they are asking for.

 

Also will it not take longer to get this info than the deadline of 13 July?

 

Thank you so much for responding I am sick with worry Dr has put me in diazepam to calm me down.

Link to post
Share on other sites

who is setting 'a 13th july' deadline?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The compliance information letter states I must produce bank statements for the period 6/4/17-6/7/17 as well as bills insurance letters mortgage/rent etc by 13 July or will stop claim which tbh was why I wrote again on 31 May to say son left education and claim is stopped.

 

The annual Declaration (unsigned) covers the period they are asking for so not signed that either.

But the information they are requesting I send by 13tj July.

Link to post
Share on other sites

who has sent this compliance letter?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

HMRC tax credit office compliance C.

 

I am so frightened I have woken up this morning crying again thinking I’m not going to see my daughter graduate next year and be in prison. This will kill my elderly parents.

Link to post
Share on other sites

As it is compliance you can calm down as they will not be looking at prosecuting you.

 

They want the information to ensure that claim is correct and make any necessary amendments to when it should have been a joint or single claim.

 

Any information you at this stage cannot be used criminally unless you have been cautioned to that effect, it is purely a fact finding operation.

 

You and your partner appear to have been data matched via credit reference agencies as living as a couple which has been flagged to the HMRC who is looking into it.

Link to post
Share on other sites

Thank you for your kind reply.

I was under the impression that all evidence can be gathered and used in court hence they produce the declarations as evidence.

 

If this is so what do I do

- the information indeed confirms what they are asking and I have a letter I sent (all be it they say they never received it)

the letter states 1 jan 17 which was before the period they are asking for now.

 

I’m so scared I don’t know what to do.

I’m not sleeping and can’t function in my job through fear.

 

I know I’m thinking unhealthy thoughts but I don’t see what I am meant to do.

I’m so so scared I have not done anything intentionally wrong other than I don’t read the declarations I admit and I just say everything is the same on the phone.

 

That’s just laziness and my own fault. But I really don’t know how to respond to the request.

 

Please help.

Link to post
Share on other sites

stop panicking

nothing to be scared or worried about

 

read post 14 carefully...……….

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Any information you at this stage cannot be used criminally unless you have been cautioned to that effect, it is purely a fact finding operation.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The rules of evidence don’t say that’s the case....that’s why I’m worried??

 

Any information you give from your initial claim can be used ito build a case for evidence surely in the respect that is how they prove you have fraudulently declared.

 

What about SAR?

And any advice how I declare..

.dont just day yes to the period they are asking about or disclose the letter that I sent saying from the new year?

 

As the new year shows it went into the previous year and the declaration which incidentally I don’t know how I did it.

 

I also don’t know how to make the declaration they want as well this year given it is wrong

 

I want to get it out of the way.

 

And I’m trying to work out if I need to quit my job now before my boss finds out.

Link to post
Share on other sites

you tell the truth

you send that free sar.

 

you do NOT need to quit work.

 

it cannot be used as evidence.

 

its their mistake

 

stop panicking...…..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Sorry to be a pain.

..one minute I’m calm and want to ring the next I can’t breath I’m shaking and scared...

 

Ok so won’t the SAR look like I’m guilty and pee them off?

 

They say they didn’t receive the letter?

And I didn’t check the letters I just looked at the money had gone down.

Won’t they ask for dates when he moved in?

 

Won’t they think because of my past it was intentional even though it was 25 years ago?

 

Sorry I’m just really scared .

 

Thank you for answering.

 

I’m thinking of ringing normal (non compliance line) to check they have cancelled the claim after son left education as they hadn’t last week and they said they didn’t have my letter but did admit they had confirmation I had stopped child benefit but they still put money in my bank

Link to post
Share on other sites
Sorry to be a pain.

..one minute I’m calm and want to ring the next I can’t breath I’m shaking and scared...

 

Ok so won’t the SAR look like I’m guilty and pee them off? no its a legal right

 

They say they didn’t receive the letter?

And I didn’t check the letters I just looked at the money had gone down.

Won’t they ask for dates when he moved in? poss but you check their info first via the sar!!

Won’t they think because of my past it was intentional even though it was 25 years ago? - nope they cant they can think what they like but with holding written proof...

Sorry I’m just really scared . nothing to be scared off totally....

 

Thank you for answering.

 

I’m thinking of ringing normal (non compliance line) to check they have cancelled the claim after son left education as they hadn’t last week and they said they didn’t have my letter but did admit they had confirmation I had stopped child benefit but they still put money in my bank

 

 

no await the sar details

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

No a SAR or DSAR as I think they call them now will not make you look guilty or pee them off,

it's your legal right under the freedom of information act and the newer General Data Protection Regulations.

 

The compliance letters they send are standard letters used to scare people.

 

I also missed off provide in my post, so it should say "Any information you provide at this stage cannot be used criminally unless you have been cautioned to that effect, it is purely a fact finding operation."

 

If they were looking at you criminally so to speak an Investigations Officer from the Counter Fraud and Compliance Directorate (previously Fraud and Error Service) of the DWP would be investigating you and you would have been invited to attend an interview under caution as these investigations fall under the Single Fraud Investigation Service.

 

 

They are not allowed to get you to incriminate yourself i.e. request information regarding the relationship and then use it as evidence in a court of law, unless they have cautioned you first, regardless of any past issues.

 

 

 

The compliance team just want to put the claim right and create any over-payment if applicable to the claim.

Edited by dx100uk
quote spacing
Link to post
Share on other sites

Can I ask and I don’t mean to sound rude

- what is your experience and how do you know?

 

. I have spent 6 years studying and I was so excited to get my job everything tells me to be honest to get the best result of no custodial

 

. I thought and have been trained to believe that it all can be used and brought as evident although I say I am still in training

 

. I’m probably looking too deep or so my partner says but I’m thinking POCA (lose my home) and thinking they will think I have lied

 

. I’m frightened to do the SAR incase they think I’m trying to be defensive

. And I’m frightened to say jan 17 even though I told them but they have told me they haven’t got that info

- I don’t know how to respond (want to call not write)

- I know it’s in my favour if they pay me again on Thursday as I have written 31/5 (they say haven’t got it ) and I have done it online with child benefit (they have said they have this one funny enough) in regards to my son leaving school and my claim should now always be over

- so if they pay me again they are demonstrating they are not actioning data.

 

Please help I had to fight so hard to get to where I am and I am so scared

Edited by dx100uk
spacing
Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...