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    • Excellent so it is the Notice of Allocation with directions telling you the dates to submit your statement and evidence. I was just checking you had the correct notice.   Andy        
    • Why are you requesting settlement figures on credit cards ?   why are you engaging with them at all apart from sending a copy of the death certificate.   No estate = No money = no pay and then they will write them off..they have no other option....but you must not make payment from yourself not even the interest.   Andy
    • “and as I said - the 14 days is the outside of the possible period. ie 14 days too late.”     I fear you have confused yourself again. You were claiming a 14 day incubation period for 2019-nCoV, and now you bring up 14 days in a nonsensical statement (14 days too late for what?) while talking about smallpox .....   incubation period for smallpox is 7-17 days, BTW, so that spans 14 days, but isn’t “14 days”   October 10th (exposure)  to October 22nd (first symptoms). Even the case you cite was 12 days incubation, not 14 !   Great work cut n pasting the WHO info page: not only does it show the 10 day incubation period of the last naturally occurring case of smallpox, but nothing in there is in contradiction to my posts .... confirming I’m correct.
    • “They of course used the variola vaccination program which replaced the Claiming that....”   looks like you are missing some text there after “replaced the” !   As for “slower rate of mutation a chance to mutate” : smallpox is believed to have been around since 3rd Century BC, and maybe even 7 centuries before that. Apologies : I don’t have formal evidence for 10th Century BC (why I’m saying “maybe”). Good quality peer reviewed studies for 22 centuries (plus) ago are rare   There is no reason to believe that dairymaids (back then) who had had cowpox didn’t develop the immunity Jenner later characterised : so there would have been some selective pressure for smallpox to mutate its vaccine target even then. Variolation was used in the Far East (1549) even before it started to be used in the West in the 1720’s : that is some 428 years of further increased selective pressure to mutate the vaccine target, (250 years if you want to say “both East & West”)   Jenner started using vaccinia around 1796, but only published his paper on cowpox / vaccinia (from which the term vaccination is derived) in 1798. At least 179 years of even greater selective pressure yet still no mutation of the vaccine target.....   “Ahh, but those aren’t modern vaccines!” I hear you cry.... Well there was gradual improvement in the vaccines but there was a major step (freeze dried, heat-stable vaccine) in the 1950’s (25 years of yet further increased selective pressure)   So, with 22 centuries in which to mutate the vaccine target, 300 million deaths in the 20th century, and 15 million cases a year as late as 1967. Not a shred of evidence that there was a single mutation of the vaccine target...... that isn’t “slow”. that is zero.      
    • The  OP was clamped for having an untaxed car on the highway , clamp removal fee + tax from the first of the month . And the second fine is the late licencing  penalty of £80 and back tax from when the first 12 months ran out  to when the tax was renewed .      
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jody84

CRS Debt Collectors/ Xercise4Less

style="text-align:center;"> Please note that this topic has not had any new posts for the last 580 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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Hi guys,

I've had an ongoing battle with CRS over the last 3-4 years about an unpaid debt relating to Xercise4less.

 

After chasing me for £234.49 it transpires that i cancelled my direct debit too soon and didnt pay the last month of my contract. (Bearing in mind i only found this out the other day).

 

At first i ignored any correspondence from CRS as everyone on the forums said they were [problem]mers, but now after all this time i am fed up of being harassed and just want this over with.

 

As the forums suggested, i asked them if they owned the debt and if it was a credit agreement. They have replied and said "We have not bought the debt but merely act as an agent on behalf of our client. This matter does not relate to a credit agreement."

 

I'm happy to pay the £9.99, but dont feel i should pay anything else

. Does anyone have any suggestions on what i should do next and how liable i am for the debt?

 

Thoughts welcome, thanks

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Hi Jody and Welcome to CAG

 

I have moved your post away from a 9 year old thread to your own thread...please continue to post here.

 

Regards

 

Andy


We could do with some help from you.

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Hi guys,

I've had an ongoing battle with CRS over the last 3-4 years about an unpaid debt relating to Xercise4Less. After chasing me for £234.49 it transpires that i cancelled my direct debit too soon and didnt pay the last month of my contract. (Bearing in mind i only found this out the other day). At first i ignored any correspondence from CRS as everyone on the forums said they were [problematic], but now after all this time i am fed up of being harassed and just want this over with.

 

As the forums suggested, i asked them if they owned the debt and if it was a credit agreement. They have replied and said "We have not bought the debt but merely act as an agent on behalf of our client. This matter does not relate to a credit agreement."

 

I'm happy to pay the £9.99, but dont feel i should pay anything else. Does anyone have any suggestions on what i should do next and how liable i am for the debt?

 

Thoughts welcome, thanks

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Did you inform the gym you were cancelling?

 

Just remember a dca is not a BAILIFF

And have ZERO legal powers.

 

Gyms have not done court since 2012 when they lost badly

And they dont sell debts either


..

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Thanks very much for your reply.

 

Yes I gave them 30 days notice I was cancelling, as per their requirements.

If they have no legal power and don’t own the debt how do I end this battle for once and for all?

Edited by dx100uk
quote spacing

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Hi Jody,

 

If Harlands thought you really owed the alleged debt, they'd have taken court action long ago. However, they don't do courts !!

 

1. When was the last time they contacted you with a demand, and by what means?

 

2. Was is CRS ?

 

3. How did you reply to them and by what means ?

 

I suspect they continue to harass you because you're staying in contact with them. In most cases here, we advise that folk ignore them after initially setting out your position.

 

There's no credit agreement involved, nor has anyone bought the alleged debt. Read other threads here for information and inspiration.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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drop the letter tennis.

block and bounce their emails...sorted...…..


..

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