Jump to content


jody84

CRS Debt Collectors/ Xercise4Less

style="text-align:center;"> Please note that this topic has not had any new posts for the last 539 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi guys,

I've had an ongoing battle with CRS over the last 3-4 years about an unpaid debt relating to Xercise4less.

 

After chasing me for £234.49 it transpires that i cancelled my direct debit too soon and didnt pay the last month of my contract. (Bearing in mind i only found this out the other day).

 

At first i ignored any correspondence from CRS as everyone on the forums said they were [problem]mers, but now after all this time i am fed up of being harassed and just want this over with.

 

As the forums suggested, i asked them if they owned the debt and if it was a credit agreement. They have replied and said "We have not bought the debt but merely act as an agent on behalf of our client. This matter does not relate to a credit agreement."

 

I'm happy to pay the £9.99, but dont feel i should pay anything else

. Does anyone have any suggestions on what i should do next and how liable i am for the debt?

 

Thoughts welcome, thanks

Share this post


Link to post
Share on other sites

Hi Jody and Welcome to CAG

 

I have moved your post away from a 9 year old thread to your own thread...please continue to post here.

 

Regards

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Hi guys,

I've had an ongoing battle with CRS over the last 3-4 years about an unpaid debt relating to Xercise4Less. After chasing me for £234.49 it transpires that i cancelled my direct debit too soon and didnt pay the last month of my contract. (Bearing in mind i only found this out the other day). At first i ignored any correspondence from CRS as everyone on the forums said they were [problematic], but now after all this time i am fed up of being harassed and just want this over with.

 

As the forums suggested, i asked them if they owned the debt and if it was a credit agreement. They have replied and said "We have not bought the debt but merely act as an agent on behalf of our client. This matter does not relate to a credit agreement."

 

I'm happy to pay the £9.99, but dont feel i should pay anything else. Does anyone have any suggestions on what i should do next and how liable i am for the debt?

 

Thoughts welcome, thanks

Share this post


Link to post
Share on other sites

Did you inform the gym you were cancelling?

 

Just remember a dca is not a BAILIFF

And have ZERO legal powers.

 

Gyms have not done court since 2012 when they lost badly

And they dont sell debts either


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Thanks very much for your reply.

 

Yes I gave them 30 days notice I was cancelling, as per their requirements.

If they have no legal power and don’t own the debt how do I end this battle for once and for all?

Edited by dx100uk
quote spacing

Share this post


Link to post
Share on other sites

Hi Jody,

 

If Harlands thought you really owed the alleged debt, they'd have taken court action long ago. However, they don't do courts !!

 

1. When was the last time they contacted you with a demand, and by what means?

 

2. Was is CRS ?

 

3. How did you reply to them and by what means ?

 

I suspect they continue to harass you because you're staying in contact with them. In most cases here, we advise that folk ignore them after initially setting out your position.

 

There's no credit agreement involved, nor has anyone bought the alleged debt. Read other threads here for information and inspiration.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

drop the letter tennis.

block and bounce their emails...sorted...…..


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...