Jump to content


annieb_101

Hello 😊 another X4L / Harlands / CRS poster

style="text-align:center;"> Please note that this topic has not had any new posts for the last 428 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

Only signed up today but I've been reading quite a few posts.

Can't wait to use Slick132 letters in regards to Harlands / CRS.

 

How am I best starting the letters as they don't have my correct email or even my address (never moved yet never received any letters they've said they've sent me)?

 

Thanks Annieb_101 x

Share this post


Link to post
Share on other sites

Moved to the gym forum


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ignore

Stuff all they can do


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Backstory ...

 

I had signed up for a 12 month NHS offer with X4L at £1 per month.

I only went to the gym once but kept the contract going until the 12 months were up.

 

I then forgot to cancel so actually paid an extra 3 months at £9.99 (no further contract).

 

When I realised this I cancelled my DD through my bank,

I realise now I should have given 30 days notice.

 

I contacted X4L when I first received the "your account is in default " message and they told me I had an admin fee to pay!!!

 

From then on I've ignored everything and only ever received phone calls and texts, no emails or letters.

 

My question is so I need to check they have my correct address before sending them a letter offering my notice £9.99 payment?

 

Thanks x

Share this post


Link to post
Share on other sites

Well you could

But imho you had no need to pay those 3 £9.99 payments.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

I'm not going to get it back so I'm not bothered about that. Do I still need to give notice if a new contract hasn't been signed or even seen? X

Share this post


Link to post
Share on other sites

Whos says you cant get it back?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ooh ok .... never thought about that, any advice on how I'd go about that? Thank you x

Share this post


Link to post
Share on other sites

Chargeback from you bank or dd guarantee


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

You say 12 mts

What did it say the terms were after that 12 mts!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

I genuinely have no idea, I signed up over 15 months ago and planned on cancelling after the £1 pet month had finished x

Share this post


Link to post
Share on other sites

Hi Annieb and welcome to CAG

 

Sorry but I think you have no right to reclaim the DD payments of 29.97 paid since the m/ship went beyond the initial 12 months.

 

If you wanted to cancel, you should have given notice in the last of the initial 12 months. You didn't so the gym was right to treat the m/ship as an ongoing rolling monthly agreement.

 

Use one of my drafts to offer a final 9.99 which you now realise you should have paid before stopping the DD's. Once they refuse to accept your offer, you can simply ignore them.

 

Get a free Cert of Posting when sending the offer letter.

 

Put the draft here for checking first if you want.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

Thank you,

I presumed that.

 

Yeah I have the drafts saved, who do I send them to, X4L or Harlands? Thanks x

Share this post


Link to post
Share on other sites

Harlands at their Haywards Heath address.

 

The letter goes to them by post as per other threads and don't speak to the gym or Harlands/CRS by phone for any reason; no emails either.

 

No contact apart from the 14 day offer letter.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

Hi,

 

I eventually got round to sending the letter and CRS replied bang on the 14 day mark saying they won't accept the £9.99 offer. I sent the letter to Harlands but didn't hear from them.

 

CRS have since posted me another letter and attempted to contact me several times.

 

Where do I go next?

 

Thanks Anna

Share this post


Link to post
Share on other sites

Nowhere

Ignore them


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ignore. They've had their chance. You'll get 1 or 2 more letters then they'll stop


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hi,

 

I'm still being hounded and I'm getting pretty worried by this as they're threatening legal action. What will happen next?

 

Thanks,

20181011_224202.jpg

Share this post


Link to post
Share on other sites

Read it properly and the advice already given

Doesnt say will anything

And its from a dca

Not the gym


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Hi,

 

Sorry what do you mean by "doesn't say will anything"

 

Still really new to all this, kinda hoped they would have accepted my payment offer and buggered off

 

Thanks

Share this post


Link to post
Share on other sites

Then you need to read other threads

 

Now go back and read the letter PROPERLY

Where does it use the word WILL?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Had to hide your upload

Name showing....


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ah okay thanks, thought I blanked everything out.

 

They've said that they "Will commence further action"

 

Do you know of any cases where they've actually taken the legal action?

Share this post


Link to post
Share on other sites

option 1 or 2 =further actions..read the letter properly!

 

well 2 it is then

 

have you not bothered since june to read one other gym thread here?

 

only the owner of the debt can do court - not a DCA

no gym has done court since +2012

 

nearly every gym thread tells you this


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Hi Annieb,

 

Please read other threads.

 

Harlands/CRS make these threats all the time but never follow through with action.

 

Ignore the threats and don't respond at all.

 

Keep us posted.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...