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Hoist and ex BC/Egg? Card debt - Statute Barred ?

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Bit of a weird one here,

 

I "may" have an old CC debt that was last paid in May 2012 and this looks to be the default date,

 

no acknowledgement of account since then and no contact for 5 yrs

 

they went mental around January this yr threatening all kinds of silly court stuff

 

I CCA'd them and they couldn't come up with a signed CCA and recently very kindly said they would suspend any action for 30 days, believe me they aren't getting me worried at all

 

but are now phoning several times daily and it's irritating ..........

... here's the weird bit...

..they have part of my details wrong somehow and this is reflected in my credit file, I answered one of their calls today but when providing my accurate details I sadly failed to pass their security check so they couldn't discuss anything with me:oops: They were a bit baffled to say the least !

 

I stated I don't acknowledge the account, really don't know what has occurred and from dates they had provided in letters that it is statute barred anyway.

 

Is there a specific letter I can use to ask the to bugger off, also is there a chance of getting it pulled off my credit file, if so how ?

Edited by dx100uk
Swearin g/spacing

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Who was the oc and whos the DCA?


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Egg/Barclaycard -Robinson Way

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Egg or bc?

Go ring them and ask last payment date


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Re titled and moved to Barclaycard forum


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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Last payment was May 2012 from my records but default date showing as Sep 2012 ?

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then its SB'd

 

send hoist our SB letter from the Debt collection section of our library


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then its SB'd

 

send hoist our SB letter from the Debt collection section of our library

 

I wouldn't just yet...yes its 6 years but you know they will argue its from Sep 2012...dont prod then for a few more months if you can prolong it that far.

 

Andy


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:whoo:

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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