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Intrum and CCA return for Lloyds loan debt

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Hello All,

Newbie here so apologies if this is in the wrong place.

 

I'm currently trying to help my partner with his debt situation involving intrum.

 

In a nutshell this is an old debt from 2007, last payment made in 2015 through a debt management company.

I have sent a cca request and received a cca.

The debt is approx £10k

 

We've had a terrible time along the way,

 

My partner is now being treated for depression, anxiety and ptsd.

 

I have offered £1040 to try and settle the debt which has been refused by intrum who have said that they are placing the account on hold for 6 months.

 

This really is not helpful as having this hanging over him is torturous given everything else that's going on.

 

Has anyone settled with Intrum and what % did you settle for?

 

Thank you in advance for any help offered.

Edited by dx100uk
Spacing

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Forgot to say that I have also been made redundant.

 

Any info on what people have settled for with any dca would be gratefully received.

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Whats the debt and the original creditor?

Scan up all the cca return to ONE multipage pdf

Read upload

 

Never f+f to a DCA!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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The debt was an unsecured personal loan with Lloyds.

 

I'm totally rubbish with computers, I will try to follow above instructions but may need to find myself some assistance.

 

Why do you say never settle with dca?

 

My feeling is that I just want it out of our lives completely

,we have enough to worry about and this needs eliminating.

 

Thank you for your response, it really is appreciated.

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Why is a powerless dca a 'worry' to you??

 

You do realise that is ALL they can do...

Make people worried by threatening them

Their letters never say WILL anything..go read them CAREFULLY

 

A DCA is NOT a BAILIFF

And has ZERO legal powers

 

If the debt is already defaulted paying it wont improve your score


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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The debt is no longer on my partners credit history and due to his mental health, everything is a worry to him. He is incredibly fragile as he has suffered terrible trauma in his life.

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the write to them and tell them

very briefly,

 

its worked before

do NOT email

do not talk on the phone EVER.

 

get free proof of posting from the PO counter use 1st class mail.

 

there is a thread or two here already

i'll find them later

not on my server at present


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thank you for your help.

I have told them of our situation. Their idea of help was to put the account on hold.

Edited by Andyorch
Edited DX

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how did you tell them?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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