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ppi against welcome from 1999


kennybones
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Firstly i will say hello and thank you for any help i obtain here

 

the basics of what i had are a ppi policy for a car loan with welcome finance from march 1999

 

i have a copy of the loan agreement

 

i have tried to claim against welcome but have been told to pursue the underwriter

 

i have contacted the underwriter ( a bit confusing Lloyds say they weren't the underwriter but admitted the would pay out the policy if it had been claimed against and said jubilee group were the underwriter which have replied on behalf of lloyds

 

i have had much correspondence from Lloyds mostly contradictory and i getting nowhere they told me to claim against welcome

 

i asked the question why are Aviva paying out on policies as underwriters in the exact same circumstance yet Lloyds are not the response was they cannot comment on what another companies position is.

 

im at the point of not really knowing how to go on any help would be appreciated

 

thanks Kenny

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Write to them all and tell them that you are beginning a formal financial ombudsman complaint and that they have eight weeks to produce their final response after which you want it referred to the FOS.

 

Best thing to do is to get it all, send it to the FOS – if necessary as separate complaints

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If your claim relates to a policy sold before 14 January 2005, you should contact the firm directly and it will process your claim. If you also have a claim relating to a policy sold by the firm on or after 14 January 2005, you will need to contact the FSCS customer services team on 0800 678 1100 or 0207 741 4100.

 

https://www.fscs.org.uk/what-we-cover/questions-and-answers/qas-for-welcome-financial-hn0qripj/#question5

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urm not heard of them being an underwriter for welcome

i'll have to investigste

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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