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    • Actually there wasn't a massive amount of work to do on the WS.  The "meat" was there because of the great work you'd already done. Here is a version which I think is nigh-on finished. However, with Easter there are a few days for the other regulars to suggest tweaks. Defendant WS.pdf
    • Hi all, We bought a part to fix our washing machine approx 13 months ago direct from the manufacturer of the washing machine via phone. This part then failed 13 months later, as confirmed by their own engineer, who was sent by the manufacturer (who is also the retailer for the part) FoC. The engineer actually installed a replacement part, the machine came back to life, but they then removed the part used for testing (and ours reinstalled) as "we would be charged for it". The retailer are refusing to replace the part, stating that they only warranty parts for 90 days. When I stated that I believed the Consumer Rights Act gives me longer than that, they insinuated that it did not, and this was repeated by many representatives. AIUI for goods bought more than 6 months ago, I need to get an engineers report to confirm the part has failed? Or that it has failed due to manufacturing issues? Or would the companies own engineers report suffice? Also, does anyone have any other decent contact details for Hotpoint (or the Whirlpool group)? Thanks, GH
    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi everyone,

 

Please can anyone advise how I might make contact with this firm (which I think has been "taken over") and claim for mis-sold PPI, as I took out a £14,000 loan from them a good few years back and was told I had to pay for PPIlink3.gif or the loan would not be granted (they said they wanted to be sure they would be repaid, whatever happened to me and/or my circumstances).

 

Also, I was self-employed so probably couldn't have claimed, anyway.

 

But I have no paperwork, anymore.

 

Thank you.

Jib drool.gif

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Part of the citi group

Send an sar to their canadian square canary warf address

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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https://www.consumeractiongroup.co.uk/forum/showthread.php?420223-420223&p=4495383#post4495383

 

If you go read the thread you posted on

All the info is there already

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thats ok

Theres good success going after the underwriters too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello,

 

 

I am trying to pursue a claim against The Associates (Jersey) for PPI on a loan, a number of years ago.

 

 

Reading through the Forum, it appears trying to get redress from them is akin to wringing blood from a stone (unless anyone can confirm some success, to help raise my poor lowly spirits).

 

 

Looking on the FCA site, it appears The Associates come (or came) under the umbrella firm "Citifinancial Europe Plc" but their FCA Authorisation is noted as "Lapsed".

 

 

Please see attached image. Does this mean the FCA will be unable to assist, should I need to seek their help?

 

 

I'm just a little on the confused (and admittedly ignorant) side.

 

 

Thanks, in advance, for any advice or anecdotes anyone may have in pursuing a claim from these chaps.

FCA-Lapsed.JPG

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I held an Associates card until taken over by Citi.

 

Made a successful PPI claiam gainst Citi

 

Can't remember the address so search the ICO data controllerd register and use the address for Citi and not Newday cards.

  • Confused 1
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I held an Associates card until taken over by Citi.

 

Made a successful PPI claiam gainst Citi

 

Can't remember the address so search the ICO data controllerd register and use the address for Citi and not Newday cards.

 

 

Thank you.

 

 

The ICO register is down as it is being updated but the FCA gave the postcode as E14 5LB (see my earlier attached image) and I got this from the Internet (does it ring a bell with you?):

 

 

 

 

Citi

25 Canada Square

Canary Wharf

London

E14 5LB

 

 

Also, as I have no paperwork whatsoever, relating to the loan, should i serve them a SAR or simply write and ask them to find the loan and repay me the PPI?

 

 

I'm a bit wet behind the ears in this, as you may have noticed.:oops:

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Threads merged again JB

As i said in post 2

Canadian square operations

 

Send an sar

Have you moved since taking it out?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes and inc copy of ctax bill

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes and inc copy of ctax bill

 

 

As proof of residence, I assume?

 

 

I only have those for my current address, I have not retained those pertaining to my former addresses. Is that OK, just to include proof of current residence?

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You only need your current one

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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