mrdfuller VS Natwest

[FullerBeans]

Hello everybody,

 

My first post! Anywho, thought i'd give this a shot, they've reaped some lovely charges off me in the past so now it's payback!

 

Going to start with the prelim, can I ask, is all the information on the template sufficient for Natwest?

 

Thanks everyone

[FullerBeans]

Sorry I meant to start with the S.A.R, same question applies though

[fire fox]

Hi there and welcome

I was very aprehensive when I started a few weeks ago but I used all the letters in the template library and received an offer today. Im refusing it and holding out for the lot. There are some great people on here who give you all the help and encouragement you need. Good luck.

[FullerBeans]

Hi all,

 

I'm finally about to send off the prelim letter, however, with the spreadsheets I cant access it? Says I do not have permission? I already have a google account but it's not letting me, any ideas?

 

Also if I can't access is it safe to use the Excel spreadsheets instead?

 

And final question can someone confirm the address to send this letter to as

 

National Westminster Bank PLC

135 Bishopsgate

London

EC2M 3UR

 

Just checking.

 

Thanks in advance.

[Guest NATTIE]

you can use this one although one member has advised tonight that the Customer Relations Unit Borehamwood address is paying out on prelim or Letter Before Action letters. My advice for some time is Customer Relations Unit Borehamwood.

[FullerBeans]

Fantastic, thank you, i'll use the Borehamwood address then, anyone help with the spreadsheet issue please?

[The cobbett slayer]

Hi there

 

The excel spreadsheets found in various places on this site are fine.

 

If you are sending the prelim, send it to the Borehamwood address

 

225 Shenley Road

Borehamwood

Hertfordshire

WD6 1TE

 

You will need to keep the Bishopsgate address handy though as that is where you will need to serve the County Court claim if it becomes necessary.

 

Paul

[FullerBeans]

Brilliant, thanks for the help! Addressed to anyone inparticular or just to the address?

[The cobbett slayer]

Just to Natwest bank at the address - you could address it to Stuart Higley but he'd probably shoot himself:o

[FullerBeans]

Lol, ok, i'll just send it to

 

225 Shenley Road

Borehamwood

Hertfordshire

WD6 1TE

 

Unadressed then thanks.

[Guest NATTIE]

NatWest Bank Customer Relations Unit

[FullerBeans]

Cool ok,

 

One bit in the letter is confusing me a little, any help is appreciated as always:

 

"I calculate that you have taken £XXXX plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX."

I dont have an overdraft so would it be ok the edit like so:

 

"I calculate that you have taken £XXXX in total"?

[FullerBeans]

Cool ok,

 

One bit in the letter is confusing me a little, any help is appreciated as always:

 

"I calculate that you have taken £XXXX plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX."

I dont have an overdraft so would it be ok the edit like so:

 

"I calculate that you have taken £XXXX in total"?

[The cobbett slayer]

D'ya wanna try that again:)

[FullerBeans]

Arrrgh double post sorry I dont know how to delete

[FullerBeans]

Lol, the joys of copy and pasting

 

I should make sense now

[The cobbett slayer]

"I calculate that you have taken XXXX in unlawful charges"

 

You need to modify the letter to meet your own circumstances but that should do it.

[FullerBeans]

Once again thank you

 

Ok so just as confirmation (sorry I just dont want to get this wrong)

 

I'm sending the letter w/o 8% interest calculation.

I'm sending schedule w/o 8% calculation.

 

To the below address:

 

NatWest Bank Customer Relations Unit

225 Shenley Road

Borehamwood

Hertfordshire

WD6 1TE

 

Can someone just confirm please?

 

Thank you kindly.

[The cobbett slayer]

Correct. First approach is the exact amount of the charges applied to your account.

 

8% sec 69 interest only comes in if you get to the court stage

[FullerBeans]

Thank you kindly

 

I'll post updates once I have them

[FullerBeans]

Back again, no response to the prelim so off with the LBA, am I right in thinking that I still don't include the 8%? Gonna send it to the Borehamwood address again.

 

Thanks again in advance.

[Guest Mumofthreeboys]

8% only comes in to play when you file a claim.

[FullerBeans]

Cool, thank you kindly

[FullerBeans]

Hello everybody, I didn't send my LBA off, but NatWest have offered me a full settlement of £1039! Woo-hoo! They're not gonna close my account either by the looks of it.

 

It says to send back a signed form saying that I accept it, is this all I need? I t also says it's paid directly into my account, does anyone know how long that takes?

 

Thanks all!

[fendyweather]

When sending your acceptance letter back you can make it a condition that its paid into your account with x days. You say how long, but give them a reasonable amount of time say 7-14 days. You can word it into your acceptance letter by saying something, yes willing to accept, so long as funds are paid into my account within 10 working days or whatever. You decide how long you think is a fair amount of time. Good Luck and well done. Fendy xxxxxxxxxx ANOTHER ONE TO CLOCK UP ON THE SUCCESS STORIES. THEYRE BUILDING FAST.