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MIB personal injury claim - untraced driver - hit and run


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Dear All,

 

I’m looking for some advice please.

 

Some time ago I had a road traffic accident.

 

When cycling a car cut me off. I didn’t have a chance to break and hit the car, went through my handle bars and hit the ground.

 

The driver drove off from the accident scene but the registration plates were known to the Police because one of the witnesses took photo of that car.

 

I had many injuries and was taken to hospital.

 

After sometime Police sent me a letter and informed me that ..."the driver of the other vehicle registration number XXXXXXX was unable to be traced"... and that I can submit a claim to MIB.

 

I have checked DVLA records and the registration plates numbers are registered in the database and the make and color of the car matches the one that cut me off.

 

I don't know why Police having registration plates numbers informed me that the driver is untraceable. This is a mystery to me.

 

1. Do you think it’s possible to handle untraced driver/personal injury MIB claim yourself or a solicitor is required ?

 

2. What kind of challenges will I have to face if I’ll go at it myself ?

 

3. Is it possible that I could receive less compensation if I go at it myself ?

 

Many thanks for any help.

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I think certainly there in terms of assessing the value of your injuries, you need a personal injury expert. Don't go for a claims management company. Go for a firm of solicitors is used to doing this kind of thing. This means that you should avoid the ordinary high street solicitor who deals with Wills and conveyancing. Need a competent personal injury specialist.

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The point to be made here is that the driver is untraced i.e. not known. It does not mean that the car was not insured at the time.

 

If the car was insured, then it will be the third parties Insurers that deals with your claim, as the car had third party liability cover.

 

As Bankfodder suggests, contact a Personal Injury Solicitors that deals with road traffic accidents. If you have Home Insurance with legal expenses cover or cycle cover with some form of legal cover, then contact your Insurers, as they may be able to help you.

 

Make sure you have medical reports detailing your injuries, as if you don't have the information, a Solicitors might not be able to help you.

 

When you say sometime ago. How long ?

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Mib doesnt cost you a penny

Done it twice

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you BankFodder and unclebulgaria67 and dx100uk for your replies.

 

It was approx. 2 years ago but I know that I have 3 years to deal with it.

 

I have plenty of photos that documents my injuries, the scars also speak for them self’s.

 

I was taken to hospital where they stitched me so the hospital should have the documentation as well.

 

I wasn’t insured just like most of the cyclists, that’s why the only option is MIB, I think.

 

Professional solicitors usually charge (up to) 25% of what you receive from MIB which is too much, it’s a big part of my blood and suffering.

 

dx100uk could you please expand a little bit more ?

 

What do you mean saying "Mib doesnt cost you a penny"

 

Is it when you claim for personal injuries on your behalf without a solicitor ?

 

or maybe MIB covers the cost of solicitors services ?

 

Thank you

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They do the running just speak to them

Shouldnt cost you anything

 

Bf is the cycling guru here

 

Ive in the past contacted mib directly

Then forwarded everything to them

 

Both resulted in compensation

Didnt lose or use an ambulance chasers

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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driver untraced can mean they asked the keeper of the vehicle who was driving at the time and they didnt get a response that allowed them to take matters further. Even having witnesses as to the description of the driver and phone mast records showing that the keeper was on his phone in the area at the time isnt good enough to allow them to expend a lot of effort on prosecuting this. Dont worry , if you had been killed they would have done more, like do the keeper for not obeying the instruction to name the driver and they would have got 3 penalty points

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Thank you BankFodder and unclebulgaria67 and dx100uk for your replies.

 

It was approx. 2 years ago but I know that I have 3 years to deal with it.

 

Thank you

 

If you are thinking of using a PI solicitor you need to contact them NOW as many firms will turn you away if they do not have much time to investigate you claim before having to issue it in the courts to protect your claim from becoming statute barred.

 

I can't say much for MIB claims as that is not the sort of PI i have experience in, but it has the same 3 year time limit so you need to have submitted your claim to them (in full!) by the 3 years so I cannot stress enough that you need to do something now about it.

 

As said above - check your home insurance as if you have legal expenses cover you usually get to keep 100% of your compensation, otherwise a solicitor will take a chunk.

Edited by Andyorch
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dx100uk, thanks for giving me hope that I can submit claim on my own, without a solicitor.

 

Anything I have to be careful about when preparing MIB claim ?

 

Romancey23,

 

It’s still many months till the deadline, but what exactly solicitors needs to investigate when preparing a MIB claim ?

 

Isn’t it that solicitor prepares the claim based on the evidence provided ?

 

As dx100uk said after providing the evidence to MIB they are making their own investigation.

 

Ericsbrother,

 

The car was registered to someone at the time of an accident.

 

Police could easily check who was the owner of the car and if the owner said “I wasn’t driving and I don’t know who was driving my car” would they treat this case as “untraceable” ? Is it really like this ?

 

Thank you

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MIB are VERY helpful

you don't need a solicitor or anything.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

If MIB find that the third party car was Insured and it is just that the driver was not identified, they will put you in contact with the third parties Insurers.

 

Suggest you start getting the information together, including asking hospital for the treatment records.

 

See how you get on with taking the claim forward, but if you are dealing with third parties Insurers and not MIB, if the Insurers are not being helpful, you might then want to seek services of a Solicitor that handles Person Injury claims. Yes they claim up to 25% of any amount received, but they might negotiate a better settlement.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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