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Just a quick question

 

I was in a DMP and have now cancelled

 

I have one entry on my credit file which is showing as cleared but has the marker AP but settled.

 

The question is

can a Mortgage lender look into and find out if the monies outstanding on my original DMP have not been paid back..

 

so if asked could I say that was the only one I had and now it is settled?

 

by the way all the others have dropped off my credit file

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No they can't look beyond what they can see on your file.

 

A number of lenders these days aren't so worried about defaults and dmp's over a certain age. It varies but there are a few who ignore stuff over 2 years old, for example.

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Whos it with

Whom are you paying?


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I am paying nobody just wanted to know if future lenders can see I was in a DMP ? now not paying the monthly figure so balances outstanding say I had a RBS account defaulted in 2006 and applied for a Mortgage would they still have records so say I have not paid it even if they had sold the debt on to Milking parlour

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The ap markers dont go away

 

Whos the creditor?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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