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    • Hi   With a SAR all you have to do is ask for 'ALL DATA' (this way it does not matter what format they hold that data whether it be digital, email, telephone calls (recorded), written etc).   They then have 30 Days to comply once they have acknowledged your SAR Request (that is unless they require ID Verification) which the 30 Days time limit does not start until they have verified your ID if requested)   Also can I add in DHL response in post#36 I hate it when any Company/Business etc. has the nerve to use the get out clause of 'Human Error'.    This is not the case as it was 'Maladministration' by DHL' not 'Human Error' as stated to you, irrespective of who/which employee of DHL made the 'Human Error' the buck stops with DHL as who/which employee made that error was Employed by DHL.
    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following:     1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx          
    • I passed on the article and link to friend. Between us we will now try get the required info to the correct location so that they (whoever in the Govt) can sort out what he is owed. I will keep you updated.  This thread may help others in similar situations. Ethel Street - very helpful research.  Thank you.  Seems like you came up trumps!
    • numerous erudio/drydens claimform threads here already - use our search top right.   your appears to be statute barred as you've never heard of erudio so would not have deferred since your last direct deferment to SLC in 2013    if you wish to bother to even send CCA/CPR that's upto you but the bottom line is to erudio you've ignored everything to date yoy might also ignore a claimform.   but ofcourse you are not!!   if the above is true   pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following: 1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx      
    • Well I would want my £50 back also but hey ho if your satisfied its been resolved.....there was no way you could ever be liable anyway as your contract was with TC not RC.   Thread title updated.   Andy
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frances333

Change on my credit report that I do not understand

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I am really sorry if I have posted this in the wrong place as I was not sure where to post this.

 

I use Clearscore to check my credit report every month and up to now my financial account information has always been the same and shows Santander current account, Santander credit card and Lloyds current account (Lloyds in default which drops off in six months)

 

Today my credit report states "one new current account added to your report" I have not opened another account and the report does not give any details at all as to what exactly this new account is.

 

Can anyone tell me please if this means that someone has opened something in my name? I always worry about fraud/identity theft and I am really worried about this.

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It could just be a late update. Best thing to do is contact the cra and ask


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Thread moved the appropriate forum...please continue to post here to your thread.

 

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Andy


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spurious probably if it was there you'd see it!!

check noddle


..

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Today my credit report states "one new current account added to your report" I have not opened another account and the report does not give any details at all as to what exactly this new account is.

 

Can anyone tell me please if this means that someone has opened something in my name? I always worry about fraud/identity theft and I am really worried about this.

 

Hi,

 

I also checked my Clearscore account last week and exactly the same thing has happened as with your account, it says one new current account added to your report.

 

Like you I can't see any new account as the Santander current Account and Santander Credit card account are still as they have always been on my report.

 

I have never really worried about it and noticed my score had improved, think I'll have a look around and find out if this is happening to more people.

 

I checked Noodle and everything is the same as it was before, no mention of any 'new' account.

 

 

Just had a look and it seems Equifax are getting a lot of calls about this..............

 

 

Why have I received an alert about my Santander account?

 

Published 18/05/2018 12.12 PM | Updated 01/06/2018 10.44 AM

 

Santander recently updated the way that their customers' account information was reported to us and this change in reporting triggered an alert from us to you. Please check your credit alerts section of the Equifax Member Centre to ensure that this is the only reason you received the recent alert. If this is the reason you have an alert and you have any queries/concerns please contact Equifax.

 

If you have any other concerns with the information shown about your Santander account on your Equifax Credit Report please contact them directly. We apologise for any confusion this may have caused.


 
 

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Thank you very much for your replies. I will check Noddle when my new report is generated.

 

Maroondevo52 thank you so much for that! Knowing it has happened to other people too is very reassuring as I was convinced something bad had happened and your reply has put mind at rest. Thank you again.

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