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    • As I recall the only thing you tried telling us was based on a quote that you selectively edited by Lord James of Blackheath. You misrepresented it as a statement of fact when it was actually a question which was laughed at by his peers in the House of Lords.  We told you it was garbage, you asked us to prove it and we did.   Remember?
    • you need to realise that for every person that does come to CAG and register and tell their story...there are poss 10'000 that don't but search the interweb whereby threads that are here pop up relating to like issues they are searching upon.   Most CAG siteteam and many other registered Caggers give advice that bears this in mind and post information which not only informs the starter of a thread upon what to do, but also takes into consideration the readers from the interweb that also read the relevant advice given that might not be brave enough to register and fess up.   to that end, there is very little alternative than to appear to give 'grief' [you deserve it - tough] to a cagger should certain previous advice not have been followed.....yours is a very classic case of such. hey I've found a backdoor CCJ.   to put it bluntly, had you have followed such previous advice, you most certainly would not be in the situation you are in here now.. .so by example, not giving you grief, for future readers...………..   ...never ever move without informing a debt owner of a move of address on any consumer debt that you last used or paid within the last say 7yrs. your credit file is a major key to ascertaining that information.... .but don't just read this advice come to the consumeractiongroup.co.uk website and let us help.   lecture over... what can you do..or more importantly....what can a claimant do now they have a default forthwith judgement against you. well we can't guess.... they might simply ignore it as 1000's of people with CCJ's find out..but it becomes an issue should you wish to say get a mortgage, remortgage or further credit.   i'm not going to enter into any of that here...that's for the reader to start a thread here and seek advice on their individual situation specific to them as you have done....   so...  bearing the all of the above in mind...over to you with regard to this backdoor CCJ.   as for the other debts that you didn't action before...go read your old thread and action what appropriate advice is given there for each type of debt that has been given should you wish to avoid any further backdoor CCJ's.   dx                    
    • hello my very good helpful friend. I am afraid to say that i did not. As i did not realise the relevance of it.   Should i be doing this right now of anyone on my credit file ?   Plz don't give me grief if u have already advised me...   do i do the ccs request now to everybody in that thread ?    
    • aha busted and stupid ...no wonder you've got mixed information here. never trust anything they say ..they have a very bad reputation for stating the truth.   now can you go get your credit file please..   there are cases whereby a council on historic CTAX debts do go for a county court CCJ, but a liability order from a magistrates court has far more clout legally than a county court CCJ and i've never heard of a court sending a bailiff out for 'multiple' CCJ collection.   me thinks he is pulling the wool here a bit and has looked at your credit file and seen CCJ's too so thought he'd chance his arm and use those as further leverage.   don't worry about the sat visit simply ignore do not answer the door if he appears. your task is too gather data at present.   credit file please..        
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Not sure if anyone can advise

my dad has a small retail service business and was contacted by an agent to sell the business in 2014,

he signed the attached contract in 2014,

he only ever had one person interested via them but did not proceed with an offer.

 

He has not signed anything since then,

however he recently received a call from the agent asking if he was interested in selling his business,

to which he replied I thought it was with you already,

 

they then told him he is still in contract with them and quoted clause 12 - 14 and he needs to pay £950 plus VAT get out of contract fee if he wishes to terminate. They have now sent him the letter attached with another contract attached for him to sign.

 

We believe he is no longer in contract with them, the twelve month period was from 2014 -2015 and the wish to terminate contract clauses 12-14 no longer applies to him as this is not a rolling contract. Any advice as to whether this company still has my dad in contract, my dad needs to hear it from someone else other than his family :-)

Contract 1.jpg

Letter 1.jpg

Edited by LB145

Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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Its a very well known sc@m theae advertising companies pull

Totally ignore them


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Read upload

Convert to pdf please


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Thank you just as we thought.


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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Which company is this?


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RTA Business Sales Specialist


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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RTA has a good deal of form with this sort of situation and a quick Google search is littered with cases where RTA has taken clients to Court over alleged breaches of contract. There is much to suggest that an appropriate defence would be successful over unfair terms.

 

From your upload it does seem that Clause 2 states that the contract exists for a period of 12 months, but it then also states that the contract remains in force even after that date until terminated by either side in writing. Clause 14 seems to state that in the event of termination by either side the amount of £950 plus VAT is payable regardless?

 

That would seem to be a grossly unfair term as it could effectively hold you to that term in perpetuity with no evidence of any work being carried out to earn it. It would to most reasonable people be a penalty and therefore unenforceable but I will leave anything further to far more qualified people than I


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has the op paid them since 2015 contract?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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has the op paid them since 2015 contract?

No payment since 2014 - only just received a further contract exactly the same to sign and return.


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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PDF version of letter and contract attached

Letter 1.pdf

Contract 1.pdf


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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little fleecers as post 2 then as nothing has been paid


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thank you for your replies, I have informed my Dad.


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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RTA have just told him on the phone that Clause 14 states he has to pay.


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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They will say that

- it is their business model and is worth an awful lot of money.

 

They also sue a lot of their clients for exactly the same reason hoping that they will get an undefended case and a payout, but they have also been spanked several times with a properly defended action.

 

Strictly speaking they are correct

- there is an agreement containing Clause 14 which does say that in the event of cancellation a fee will be payable, even after the 12 months has elapsed

 

, but there is also clearly a condition stating that the agreement lasts for 12 months.

 

This would surely have to be an unfair term as where else can a contract bind you to terms even after any agreement has ceased. That contract is littered with ambiguity.

 

I saw somewhere that they also tried to sue a client who believed that the contract had expired and sold his business and they came after him for their commission and fees. Nasty organisation by the looks of it!

Edited by dx100uk
Spacing

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My dad received this letter and invoice this week, can anyone advise of a fixed fee solicitor or a template of a letter to send, I have passed the info given previously onto my dad but he is always needs to hear it from someone other than me and is stressing over the invoice. Thank you :(

ALB RTA.pdf


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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We don't recommend lawyers I'm afraid, it's against site rules. Hopefully someone can suggest a suitable wording.

 

 

However, that letter mentions 2014 and Sidewinder has already said that the agreement mentions 12 months.

 

HB

Edited by honeybee13
Addition

Illegitimi non carborundum

 

 

 

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Threads merged please keep to one thread


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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No need for any lawyer

 

Ignore them!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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What was the date of the original contract?


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No need for any lawyer

 

Ignore them!!

 

They are EXTREMELY litigious DX, taking multiple clients to Court for exactly this, and I daresay that the OP, although the claim could be defeated, would rather avoid the stress and work involved in defending the claim!


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2014


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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Unfortunate - as prior to 2014 they had failed to register on the money laundering register as an estate agent and which rendered contracts formed prior to 2012 potentially illegal.

 

Have you researched other cases? There seem to be quite a few and there is a lot of information on the CEBTA website - http://www.cebta.org.uk That seems to have been set up specifically by and for disgruntled RTA clients


Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

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