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    • Sorry but I don't necessarily agree with my site team colleague above. I'd like to see diagrams and understand the situation fully before making a judgement. I've been asking for a diagram since Thursday evening – and I'm still not sure why we don't have one. I understand that the van was pulling out from a parking position.
    • the van was stationary when hit..... sorry end of the matter.   it doesn't matter he p'haps  'did something wrong'  its like say running a child over and saying well if he didn't run in the road he wouldn't of got hit.... you should not have been driving in a manner be it legal or not, whereby you could not take the necessary actions to avoid it.   so where do you now stand, what is not resolved to a manner which you feel this is unfair to you...
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    • Yes please I would like diagrams – carefully drawn – maybe two of them. Showing just before and then after the accident – with parked cars et cetera. You posted that picture above several times already and I keep on asking you for a diagram. I like to get a sense of the width of the road and may be after I have see them come back and ask you more questions about them. I suggest that you use schematic vehicles – with a number in each one 1,2,,3 and a key to Who's Who.  
    • Dx100uk  to be honest im not bothered about avoiding 50/50 liability.  I have got to the point were i just want this situation to be done with , even if that means being 50% liable.   It causing me sever stress and sleepless nights - last thing i need 6 and half month pregnant. 
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      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
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Barclays closed my wife's account.


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Hello,

 

Barclays closed my wife's account and would not give any information at all after a lot of phone calls they forwarded me to their fraud team who said they will check this and call us back.

 

Few days later we got a letter saying as per advised previously on the phone Barclays have retained their decision to keep this account closed. However we never received any calls at all. I then called back and the same happened where they kept on telling us they are not obliged to give us any information.

 

I said to them why is my wife's account handled by fraud department and if you have accused her of fraud she has the right to know. They said they cannot help us. since then my wife applied for another bank account with a different bank and her credit check failed assuming Barclays have put a CIFAS marker or something else against my wife's name.

 

Please advise what is the best way forward to have this looked into further ?

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sar them. Force them to give you the info.

 

Also dont presume this and that. Go to the credit agencies and look.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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CIFAS Info also available here....

 

https://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=69469

 

Also if you require information on the warning itself - You can contact CIFAS directly.

You can request info they have on you.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Banks are closing customer accounts in increasing volumes, according to a Financial Conduct Authority investigation, and they are under no obligation to explain why.

 

Most include in their terms and conditions the proviso that they can end a relationship with a customer, while FCA rules merely require that sufficient notice is given. However, if criminal behaviour is suspected, facilities can be legally withdrawn.

Government regulations oblige banks to monitor customers’ accounts for potential money laundering or financial crime, and any uncharacteristic transactions can trigger fraud filters. These filters flag up connections with, or payments from, countries deemed risky, and under the Proceeds of Crime Act 2002 banks are not allowed to “tip off” a customer that an investigation may be underway.

 

Nor do customers have the right to hear the results of any investigation.

 

 

 

That's what the FCA have to say on the subject.

 

Dont bother to sar them, because they will refuse under the proceeds of crimes umbrella and because it is potentially criminal they don't have to respond

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Normally you would get 14 days from the Account closure to try and open another account before the CIFAS marker is placed.

Your new account could still be closed if fraud was indicated.

 

Even if you SAR them I don’t think they have to disclose the exact reason for the closure.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

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Hi Bonbon and welcome to CAG

 

Please confirm, is this a Barclays or a Barclaycard a/c, so we can have it in the right CAG forum.

 

The SAR is always worth doing and it's now free with a shorter response time required by the bank.

 

Contact CIFAS direct to see if they have a marker in place.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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