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Cabot constantly harrassing me over NO CCA yorkshire bank debts


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I hope I am posting this in the right place.

 

I had a DMP which I cancelled after advice on here (thanks guys). Three debts, all with Yorkshire Bank. Cabot says that they now own all the accounts.

 

I wrote to Cabot with a CCA request and they wrote back saying that they didn't have it but they would try to get it from the OC.

Much later, they wrote to me again saying that as they couldn't provide the information I requested, that the debt was unenforceable but they would appreciate my payment as I still owe the money.

 

Since then, I am being contacted several times a week by Cabot and so I wrote to Cabot twice, asking that they contact me by letter only as I do not have the facility to record phone calls.

 

They are still contacting me by phone and letter.

The letter offers me a payment plan.

They have still not sent me the information I asked for.

 

Is there anything I can do to stop them contacting me?

And the debt is still unenforceable, right?

 

Many Thanks

Edited by dx100uk
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Is this your landline number or Mobile ?

 

How did they get your number ?

 

Andy

We could do with some help from you.

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moved to yorks bank forum

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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WHAAAAA!!! where's our cash cow gone...ruddy CAG again!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Is this your landline number or Mobile ?

 

How did they get your number ?

 

Andy

 

I have no idea!

 

Is there anything I can do to stop them and can they do anything serious?

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they aint going nowhere without an enforceable agreement

something milkers like cabot never have

 

shame you've paid for their free holidays all these years...

 

just keep a log.

 

you do know on most networks you can now block numbers

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as they are supposed to follow a code of conduct you can complain to the FCA about them. let them know that you are doing this by copying them the letter you send. that way they will at least halt the phone calls as they know that they are going to be watched for a while

 

Thanks for that! I've managed to block their numbers on my land line and my mobile but if that doesn't stop them, I'll do as you suggested. Thanks again guys!

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