Hi, can anyone tell me if alleged"defaults" from creditors can remain on my equifax file or for that matter any credit reference agency?   in my own case.. i have won 2 cases against me alleged to default in 2012 whilst i understand they are going to fall off the file this year... its later in summer..   my query is .. having won my cases, does that not say the dispute was won on an alleged debt.. therefore should not be there?