Jump to content


Cabot/Nolan SPC OLD Captial One Credit Card Debt


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1953 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

no its not geared toward them..

they must prove their case.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...
  • Replies 83
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi again.

I have received more documents and would appreciate some help and advice on these.

There are a few to upload.

Some are new forms from Nolan.

And also evidence with various files with credit card agreements ect.

Alot of files.

Thanks for any assistance DX.

Appreicated very much.

Will upload as much as i can.

 

I also have a response form to fill out.

 

But with this list of evidence that i have received , i am looking for my response when i have to go back to court.

How to i defend my self with all this evidence.

 

If you don't mind reading through and helping me out on what they have and have not supplied for evidence.

 

They state in the C1 BOX in the restart application that i am not entitled to a copy of the assignment, but only intamation assigment.

 

Any help is Appreciated

 

Kindest Regards

docs2.pdf

Link to post
Share on other sites

but where is the rest of it?

there should be pages and pages of T&C's.

 

But still no noa or dn

Thats fatal for them

 

no compliant DN there

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

No.... thats a notice of termination not a default notice.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • 2 weeks later...

thread tidied

post merged

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

what response form do you have and any date to reply by?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Sorry for taking so long to add the response letter i have received.

It is to have another CMD meeting with both parties.

 

As the 1st CMD didnt go to well , now the Nolans sols have many pieces of evidence for the case against myself.

Will i just admit nothing and ask for the default notice that has not being produced.

 

again sorry about delay .:mad2:

cmd merger.pdf

Link to post
Share on other sites

Sheriff ask for 4 docs

What were they

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

cant see any agreement in their uploads - did they send one?

even if this was an online agreement with a tick box?

and no terms and conditions...?

 

cant see any statements detailing how much of this account is unlawful penalty charges

 

cant see any default notice

 

- you asked for all these in your return form 4a.

dead in the water till they provide those

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

This is the letter i received after the CMD meeting

a/Copy of the Original contract between the respondent and capital one = YES

b/Copy of the assignation of the debt = YES

c/Copy of intimation of the assignation on the Respondent =YES

d/A statement of account = Yes

 

I see all the above has been supplied.

Do i have any other options availiable to me now.

 

Thanks DX

4 evidence by judge.pdf

Link to post
Share on other sites

Where is the signed agreement from cap1? Fatal

Where is the default notice? Fatal

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Yes.

I understand that the default notice is not supplied.

 

But will it matter, if the judge did not ask for this.

 

Why did the judge not ask for this to be supplied with the other docs.

 

Forgive my lack of knowledge in dealing with this.

 

Kind regards

Link to post
Share on other sites

Where is the scan of the agreement?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ok ta.

that's ok then.

 

so the only outstanding is really the fact that you questioned the balance make up, wanting detailed breakdown, ie charges etc, and what this money was spent on , typically they produce detailed statements, but as with everything nolans, they seem to think that's not applicable here and are choosing to hide this info for some reason...urm...but its not gonna be £900 on a 2015 card..so little width there.

 

and ofcourse the lack of a default notice, which under section 87/88 has been fatal to many English claims

time to look see what we can use from them.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

3. I have not been issued with a default notice, pursuant to section 87 (1) CCA 1974.

 

4.The claimant and their solicitors have not complied with my requests upon service of default nor been able to clarify by way of an itemised list how the alleged balance was derived and the legality of the charges applied to the said balance

 

5. I therefore respectfully request that the sheriff issues a decree absolvitor regarding this claim and award costs he feel fit in defending this matter.

 

 

 

musing for the minute more to follow...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

So what only if they win....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...

HI.

Got my CMD meeting on Friday.

And although I am great full for the insight into bullying solicitors and their wolfs.

This is a very serious matter when the court of law is involved with my self.

 

Very stressful going to court, even if does seem easy for others.

I am hoping for a good outcome at the following CMD and will use the statement provided by DX.

 

If after what I say has no effect on the judge or I get outwitted in some way, I will end up going for the easiest option, and that will be to pay the outstanding bill.

 

At least this way the matter will be closed and no more harassing letters or court dates.

 

Thanks to everyone who helped with this matter.

 

Best wishes

Link to post
Share on other sites

Stop panicking about nothing

Its a meeting not a hearing..

 

Only 2 things can happen..

 

1 it gets dismissed

2 its moved to a full hearing

 

Judgement against you cannot happen at a cmd.

 

Speak only when spoken too

And only answer what is asked

 

Go read

https://www.consumeractiongroup.co.uk/forum/showthread.php?482420-Cabot-Shoos-SPC-claim-old-Lloyds-TSB-loan.&p=5151803#post5151803

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I last tip

do NOT speak to them outside the court IF nolans turn up!!

 

I suspect they wont

it will be a locum that knows nothing about the case.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Update of events from Yestardays court CMD.

 

Arrived at court

Different Judge this time around.

Seemed to explain things a lot more than the last one.

 

So I plucked up my courage and

Said exactly what you had written for me.

 

The locum didn’t know what to say when queried over the Default notice and asked for more time.

 

The Judge said that they should be given 1 more chance in the Intrest of Justice to produce the document.

And asked if I agreed, I told the judge that I had already asked for this previously.

But his decision was to have yet one last cmd on the 30th of October .

 

So there it is, they have 2 week to produce the document or case should be dismissed, if what the judge said be true.

 

Thanks for your kind help.

Link to post
Share on other sites

Well dont let it get dismissed object and ask again..

 

Well done

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...