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    • Hey everyone,    Back in 2015, I had issues with CrS/Harlands after cancelling my gym membership and my ex-partner’s membership. I made them the following offer (in writing) which they ignored: ‘ We now realise that we should have paid one further month's fee for the notice period and are willing to offer you £9.99 per person now (totaling £19.98). If you confirm in writing within 14 days that you'll accept £19.98 in full, you will be paid promptly. However, we will not pay any admin or cancellation fees as these are unlawful ’    They then passed my details to Zinc, who passed them back once I showed them the full version of the above letter ( this occurred on the 3rd November 2015).  I told them to only correspond with me via letter and got on with my life.    Fast fotward almost 4 years. I’ve moved adress and changed partner and I recieve this in my inbox with the subject: ‘ Please let us help you ( with my new address on it although I’ve not recieved a physical copy).    “ Your membership with Xercise4Less remains in arrears.  In a final attempt to resolve this matter we would like to offer you the opportunity to free yourself from this debt.   We will apply a discount to your balance as shown below. The earlier the payment the more of a saving you make.  AND the agreed amount can be spread over a 90-day period: 19th - 23rd August 2019  50% 27th -30th August 2019  40% 2nd - 6th September 2019  30% 9th - 13th September 2019  20%   OR If you are unable to settle the balance in one go with the above offer then we will help you pay off this account.  For example; for every £10.00 payment you pay we will apply a £2.00 reduction to your balance, for every £20.00 payment we will apply a £4.00 reduction and so on.”    What should I do? My inclination is that they would have started preceedings if they could however I have Generalised anxiety disorder and this has effected my mental health.    Many thanks for any help 
    • I am a University Student looking to rent accommodation along with three other Students We found a four bedroomed flat and called the Letting Agent to say we were very interested We had a viewing and raised some questions We wanted to check if there was a break clause in the Lease The Letting Agent said we would need to pay a Holding Deposit whilst he waited for the Landlady to return from Holiday So we paid £750 split between the four of us to the Letting Agent We then received an email to say the Holding Deposit was non refundable References were then checked and the tenancy Agreement arrived which needed to be signed by each guarantor and tenant and send back the full signed agreement At this point we got to see the Tenancy Agreement for the first time and the break clause of 6 months was nowhere to be seen so this made us very nervous and we decided to pull out as we felt we didn’t want the risk of not being allowed to leave the property until a full year was up We emailed the Letting Agent who replied with the following: The holding deposit is not refundable as you are withdrawing from this deal. I will need a confirmation from Everyone that they are withdrawing and we will put the property back on the market.   The move in date is on the 4th Sept and the landlady is left with a very short time to find another tenant.    This will incur a lot of extra cost from both us as an agency and the landlady which we will try to recover. So, my question is are we eligible to get a refund of our Holding Deposit – bearing in mind we were not told we wouldn’t get it back until after we had paid it?
    • As for the rest @BankFodder please wait for my bullet points account and further uploads (I'm in the process of converting a lot of my files and screenshots to more condensed pdf thanks to reading one of your posts how to do this for free...but, it's taking time as I also have artritis in practically every bone in my body, as well as fibromyalgia and chronic fatigue, which affects my hands, and I have a lot of redacting to do).   I appreciate your trying to get an angle on this and your keen to help me in the best you can but, if I keep getting sidetracked like this, it will be counterproductive and frustrating for both/all of us.   On my #13 I gave a link to your skeleton argument pdf because, I'd carefully researched the posts for days before joining (as well as looking at posts over the last 5 years), which btw needs a bit more redaction on p6 as it's showing [her] name. That could be my case to a 'T' except add in the years back to 2006/2007, particularly since I went on their computer system and was 'treated' to their 1st system migration, and all the others that have followed. Not sure about this person's status but, for me you can also add in the fact that they've: continually failed to put me on their PSR; lost my password more than once (the one call I managed to recall was December 2016 when he openely admitted he couldn't find a trace of my being on a password scheme and they now have two whenever the meter reader arrives...and yes, I've done an SAR to the distributor already because they've failed to keep them informed of my status, that's all in hand); continually ignored my medical status of being disabled and unable to read my own meter (I've repeatedly told them about this, btw) due to not only bone-on-bone arthritis in my right knee (diagnosed 2011) but also a crumbling spine (extensive arthrits) with a prolapsed disc and extensive nerve damage (eventually diagnosed 2014), which leaves me at risk of developing corda equina; continually ignored my vulnerability status; and excarrebated my MH/PTSD over the years with their continuing bullying and threats.        
    • Hi Everyone. With the deadline for claiming PPI coming up I thought I better make one last attempt. Couple of quick questions though.. 1. I tried claiming with RBS about 5 years ago and they rejected my claim. Is there any point trying again? 2. I was going to use a company as I'm getting bombarded with "last chance" emails, but I probably don't want to do that as I've always done my own thing. That said, if I make my "Find out if you had PPI" enquiry online, does that mean I'm in before the deadline, or do I actually have to make a complaint before the 29th Aug?   Many thanks for any advice/ help
    • Ok thank you for the good advice
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Hi i have recieved a PCN from athena anpr for going over the 90 min parking limit in lidl.

 

I was 14 mins over.

 

I have read previous threads and i am 50/50 on whether to ignore or pay.

 

Please help

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No you dont pay it read up about grace period in the thread next to youre today

 

Please complete this

 

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?462118-Have-you-received-a-Parking-Ticket-(1-Viewing)-nbsp


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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No you dont pay it read up about grace period in the thread next to youre

 

 

1 Date of the infringement

 

15/05/18

 

2 Date on the NTK [this must have been received within 14 days from the 'offence' date]

 

17/05/18

 

3 Date received

 

19/05/18

 

%

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [y/n?]

 

No

 

5 Is there any photographic evidence of the event?

 

Yes. Cant see it me though.

 

6 Have you appealed? {y/n?] post up your appeal]

Have you had a response? [Y/N?] post it up

 

No

 

7 Who is the parking company?

 

Athena

 

8. Where exactly [carpark name and town]

 

Birmingham Lidl carpark Bordesley Green

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A quick google search tells me grace period is 10 mins o was 14 mins over.

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Grace period is a minimum of 10 mins . Especially in a shopping centre. Queues etc. Plus going by the questions you answered, they already made a mistake and would be extremely stupid to take it further. It wont stop them trying though,


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Grace period is a minimum of 10 mins . Especially in a shopping centre. Queues etc. Plus going by the questions you answered, they already made a mistake and would be extremely stupid to take it further. It wont stop them trying though,

 

So should i email them to let them know why i wont be paying?

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Nope. Dont do a single thing yet. You name yourself as the driver and you make it harder for yourself. Right now they have no clue who the driver is, theyve already failed at the first hurdle with the NTK, as well as not allowing good grace time in accordance with their association.

 

Just sit tight and wait.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Never email a PPC, you give them a way to hassle you for free.

 

HB


Illegitimi non carborundum

 

 

 

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Never email a PPC, you give them a way to hassle you for free.

 

HB

 

Unless you're me. But I'm evil :lol:

 

I make it quite clear to them that if they reply to my "do_not_reply@" email address, they get their own email back 10000 times plus a 20Mb attachment for each email (so 200Gb in total). I've crashed Desperate Recovery Pass's email server about half a dozen times now. :evil:

 

Oh, the joys of having a private email server :wink:


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Unless you're me. But I'm evil :lol:

 

I make it quite clear to them that if they reply to my "do_not_reply@" email address, they get their own email back 10000 times plus a 20Mb attachment for each email (so 200Gb in total). I've crashed Desperate Recovery Pass's email server about half a dozen times now. :evil:

 

Oh, the joys of having a private email server :wink:

 

 

Maybe we should all have lessons on how to do this, just think of the fun not only with PPCs but also the likes of Lowells & other DCAs. Where do I sign up.


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Unless you're me. But I'm evil :lol:

 

I make it quite clear to them that if they reply to my "do_not_reply@" email address, they get their own email back 10000 times plus a 20Mb attachment for each email (so 200Gb in total). I've crashed Desperate Recovery Pass's email server about half a dozen times now. :evil:

 

Oh, the joys of having a private email server :wink:

 

Gotta be very careful with that.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Gotta be very careful with that.

 

Oh, absolutely. Which is why, in the signature file of each email there is a very clear warning (25 point, bold, red, capitals) of what will happen if they do reply to it. Auto replies are ignored (so anything that just says "we've received your email" etc). It's only if they choose to completely ignore the warning and reply manually that email armageddon ensues :lol:

 

 

In fact, minus the 25 point text. Here is the warning from my signature file for the do_not_reply@ email address I use.

 

WARNING: PLEASE READ AND UNDERSTAND THE FOLLOWING.

 

DO NOT REPLY TO THIS EMAIL ADDRESS.

 

IF YOU CHOOSE TO DO SO THERE IS A RISK THAT YOUR OWN EMAIL SERVER WILL CEASE TO FUNCTION. THIS EMAIL ADDRESS IS SET TO PERCEIVE ANY MESSAGES THAT IT RECEIVES AS A THREAT AND WILL AUTO RESPOND IN KIND.

 

THIS IS LIKELY TO MEAN THAT YOUR EMAIL SERVER WILL RECEIVE 10,000 COPIES OF YOUR OWN EMAIL (WITH A LARGE (VIRUS CHECKED) ATTACHMENT (I'M NOT THAT NASTY)) WITHIN THE SPACE OF 5 SECONDS. THIS MAY WELL RESULT IN THE OVERLOADING OF YOUR EMAIL SERVER.

 

TO MAKE IT ABSOLUTELY CLEAR AND FOR THE AVOIDANCE OF DOUBT. DO NOT REPLY TO THIS EMAIL ADDRESS.


We could use your help

PLEASE HELP US TO KEEP THIS SITE RUNNING

 

 

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Nope. Dont do a single thing yet. You name yourself as the driver and you make it harder for yourself. Right now they have no clue who the driver is, theyve already failed at the first hurdle with the NTK, as well as not allowing good grace time in accordance with their association.

 

Just sit tight and wait.

 

The fine will double if i dont pay in 14 days.

 

Also i cant find any where that the grace period is a minimum of 10 mins. Everywhere seems to say its max 10 mins.

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Athena are IPC members, so (loosely at least) operate under that CoP.

 

Here is the document

 

And you're looking for Section 15 (specifically 15.2) which is on page 12 :thumb:


We could use your help

PLEASE HELP US TO KEEP THIS SITE RUNNING

 

 

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.

 

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Oh, absolutely. Which is why, in the signature file of each email there is a very clear warning (25 point, bold, red, capitals) of what will happen if they do reply to it. Auto replies are ignored (so anything that just says "we've received your email" etc). It's only if they choose to completely ignore the warning and reply manually that email armageddon ensues :lol:

 

 

In fact, minus the 25 point text. Here is the warning from my signature file for the do_not_reply@ email address I use.

 

WARNING: PLEASE READ AND UNDERSTAND THE FOLLOWING.

 

DO NOT REPLY TO THIS EMAIL ADDRESS.

 

IF YOU CHOOSE TO DO SO THERE IS A RISK THAT YOUR OWN EMAIL SERVER WILL CEASE TO FUNCTION. THIS EMAIL ADDRESS IS SET TO PERCEIVE ANY MESSAGES THAT IT RECEIVES AS A THREAT AND WILL AUTO RESPOND IN KIND.

 

THIS IS LIKELY TO MEAN THAT YOUR EMAIL SERVER WILL RECEIVE 10,000 COPIES OF YOUR OWN EMAIL (WITH A LARGE (VIRUS CHECKED) ATTACHMENT (I'M NOT THAT NASTY)) WITHIN THE SPACE OF 5 SECONDS. THIS MAY WELL RESULT IN THE OVERLOADING OF YOUR EMAIL SERVER.

 

TO MAKE IT ABSOLUTELY CLEAR AND FOR THE AVOIDANCE OF DOUBT. DO NOT REPLY TO THIS EMAIL ADDRESS.

 

Whats funny is that if they had ANY sense at all their email server would be set up to stop all of that as spam. Shows what kind of outfit they are :-D


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Whats funny is that if they had ANY sense at all their email server would be set up to stop all of that as spam. Shows what kind of outfit they are :-D

 

They try, bless 'em, but I just use a different email address every time I email them. They're learning though (slowly) to write to me rather than email :evil:

 

 

Anyway, we're so far off topic... Sorry OP :thumb:


We could use your help

PLEASE HELP US TO KEEP THIS SITE RUNNING

 

 

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.

 

If I've helped you at all, please feel free to click on the little star under my posts and leave feedback :)

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The fine will double if i dont pay in 14 days.

 

Also i cant find any where that the grace period is a minimum of 10 mins. Everywhere seems to say its max 10 mins.

 

sorry can you tell me where anything say FINE??


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Oh, absolutely. Which is why, in the signature file of each email there is a very clear warning (25 point, bold, red, capitals) of what will happen if they do reply to it. Auto replies are ignored (so anything that just says "we've received your email" etc). It's only if they choose to completely ignore the warning and reply manually that email armageddon ensues :lol:

 

 

In fact, minus the 25 point text. Here is the warning from my signature file for the do_not_reply@ email address I use.

 

WARNING: PLEASE READ AND UNDERSTAND THE FOLLOWING.

 

DO NOT REPLY TO THIS EMAIL ADDRESS.

 

IF YOU CHOOSE TO DO SO THERE IS A RISK THAT YOUR OWN EMAIL SERVER WILL CEASE TO FUNCTION. THIS EMAIL ADDRESS IS SET TO PERCEIVE ANY MESSAGES THAT IT RECEIVES AS A THREAT AND WILL AUTO RESPOND IN KIND.

 

THIS IS LIKELY TO MEAN THAT YOUR EMAIL SERVER WILL RECEIVE 10,000 COPIES OF YOUR OWN EMAIL (WITH A LARGE (VIRUS CHECKED) ATTACHMENT (I'M NOT THAT NASTY)) WITHIN THE SPACE OF 5 SECONDS. THIS MAY WELL RESULT IN THE OVERLOADING OF YOUR EMAIL SERVER.

 

TO MAKE IT ABSOLUTELY CLEAR AND FOR THE AVOIDANCE OF DOUBT. DO NOT REPLY TO THIS EMAIL ADDRESS.

 

 

Even with that disclaimer you need to be careful.

A DOS attack, and that is what it is, is illegal.

 

Now on the flipside of that I think its genius and the are getting what they deserve

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Even with that disclaimer you need to be careful.

A DOS attack, and that is what it is, is illegal.

 

Now on the flipside of that I think its genius and the are getting what they deserve

 

and is covered under the computer misuse act. WHich is why i said be careful :)


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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take the original advice, ignorwe them and certainly NEVER email a parking co or any or their gophers

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