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    • Need to get your DQ in - it's your opportunity to have a say in what happens next! It should then transfer to local court, who will look at the DQs and determine next actions. Fairly self-explanatory and there are guidance notes on the site here. My Asset/Link/Kearns case was reviewed a couple of weeks ago after transferring to local court and they have been ordered to provide a new CPR-compliant Particulars of Claim, Original Agreement, Deed of Assignment and Notice of Assignment. They have six weeks to comply or it's struck out. As with your case they are relying on a generic print out of an agreement with no personal details or signature. Don't give the courts a chance to make any decisions without your input and get that N180/N181 in! Your call as to whether you want mediation - given the lack of evidence from them there is probably no point as you can't mediate an account that appears not to exist.
    • FYI I've had a copy from Kearns arrive today of the DQ from the claimant agreeing to referral to the Small Claims Mediation Service and without a hearing. I am a bit wary of the two replies above from you both. Which is the most relevant and most urgent to action? I'm away from Sunday the 19th to Wednesday 22nd working abroad and am conscious there's a bank holiday the day before the deadline so it doesn't give me much time to collate and post relevant paperwork either to you or the parties involved. Do I just fill in the N180 and post?  Apologies for my ignorance, It's out of my comfort zone! Also my case seems to be over the £10k barrier?  
    • Hello,  Me again, back with more questions from my friend because she doesn't want to deal with this part of her life.  She has managed to set up a repayment plan with 247money for the next 3 months.  We have looked at her car finance and she would have reached the 50% payment in Aug 2025  She has 2 questions.  When it comes to Aug 2025 what are her options for VT, I've read a few things and honestly the car sites all seem to give information in different wording so it's hard the grasp the core facts.  If she were to just stop paying the car now, obviously they would action repossession but what is the after math, money outstanding, impact on credit file, court action.  Thank you, 
    • Resolve call have one of my ancient, ancient debts that went statute barred in 2020, I've had a couple of door visits, first one just left a card, second one I spoke to, i told her how old the debt was and she rolled her eyes, and apologised pretty sincerely I thought. Not heard anything from them since.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Dvla fitness to drive

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I have just received a letter from DVLA requesting I fill in the fitness to drive from. The form itself is all to do with seizures ect. I don't suffer any? It's very hard to fill in. It was a third party (my ex ) as he has been arrested for malicious and harassing communications ect. My health is this: high blood pressure : two slipped spinal discs and wear and tear in spine: tachyicadia.This is what my doctor has orescribed:


Lisinipril for bp . Citalapram for heart speed : baclofen for muscles : tramadol as and when required.


Based upon all this information are DVLA likely to revoke my licence? I'm 44 and have had my license since 17years if age. In addition I just left a deposit on car as my 12yr is disabled and we can't get about. Now I either purchase the car even though DVLA have 6 weeks to respond with their desicion or I loose the big deposit . I'm so depressed and stressed right now I can't even think clear... at my sits end :(((

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Answer truthfully.


If you haven’t had any episodes of seizure OR loss of consciousness, say so.

Speak to your GP : they can’t tell you what DVLA will recommend, but will be able to tell you what they will be telling DVLA.

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Thank you. I've generally had no seizures . I don't see my g.p very often I've not needed to. The only episode I had was a reaction to an drug addmindtered for septicimea two years after my could bladder ruptured. I'm not concerned about The seizure allegations as I can prove that part. I'm concerned about the medication as people are saying the law has changed on this

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If your medication impairs your fitness to drive then you should have been notifying DVLA.

If your medication doesn’t impact on your driving then it shouldn’t be an issue.


It has always been the case that just because medicine has been prescribed it doesnt mean that you are guaranteed to be safe to drive.

Many medicines carry a warning about driving and / or operating machinery, and it is the driver’s responsibility to:

a) be sure they are safe to drive, and

b) notify DVLA of any concerns.

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I've generally had no seizures .


Is that (“generally had no seizures”) the same as “I’ve had no seizures and no episodes of decreased consciousness / loss of consciousness”?

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I have no seizures at all. Just one reaction to some medication after my could bladder operation. Where I had like an weird episode... I had n EEG as a safety precaution about 2+ years ago and it was completely normal..one their medication was changed which was only two week prescription i was fine. Im fine to drive i take my current medication at bed time.

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