Jump to content


  • Tweets

  • Posts

    • And again I see Vanquis getting mixed up with Notice of Default rather than Default Notice (there is no such document in English Law or the CCA1974) its an American Legal Document which is connected to Mortgages and Foreclosure)   Your default notice is attached to a Notice of Default ...which is dated...but look at the Default notice itself...its not dated....   A recent cagger lost his case on this fact as the judge accepted the date on the Notice of Default could be accepted as the start date as the letter connected itself to the Default Notice.   As for the agreement NA1 they state in their statement its a reconstituted version of the agreement relied upon......yet you applied on line so your name would not be on the agreement at this stage....as DX states it would simply be a tick box.   Look closely at the start of the agreement it refers to parties 1.2.......you yourself your means the person signing this agreement and whose name and address is stated on the Reply Card or Application.........which renders the alleged agreement as nonsense...as there would be no requirement for an online application to contain 1.2.   Andy 
    • Thanks for the reply @Will Goodfellow tbh, that is what I suspected from the reading around in have done.   So HSBC wouldn't likely accept the certificate of termination alone or a copy of the t&cs from Knightsbridge that were signed..?   But how would we make a claim for it from Creditfix?    Thanks
    • Yes, that's correct.  There is nothing else apart from what I have uploaded.
    • Thats fine jb I just wanted to be clear that NA1 is the only document they rely on and that there was no other versions being disclosed. 
    • Oh I don’t doubt you, I just find it brilliant and amusing.   All I’ll add is don’t be too confident they’ll be foolish forever, be prepared for them getting their act together. No harm in being prepared!!!
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
youlsey

DWP debt from 2008

style="text-align:center;"> Please note that this topic has not had any new posts for the last 399 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

i have received a letter from the DWP and after phoning found out that it was a social fund crisis loan debt from 2008 for around £700.

 

can they still chase this after so long??

 

i recently moved and are not now eligible for HB because of our lower rent, so i think for some reason it's now flagged on their system.

 

but the debt is so old and now they have sent a letter to my employer for a DEA.

 

any advice would be great.

Edited by honeybee13
Typo corrected

Share this post


Link to post
Share on other sites

now NOT eligible for housing benefit.....it won't let me edit my original post

Share this post


Link to post
Share on other sites

I've edited the post for you.

 

Have you asked for proof of what you owe and the amount they say it is?

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

I got one for about £108 last year, The debt they claimed was from 1981

 

They couldn't tell me what it was for, Only that i owed it and had to pay it

 

The following week it went direct out of my wages

Share this post


Link to post
Share on other sites

they claimed on the phone it was many small social fund loans back in 2008.

Share this post


Link to post
Share on other sites

Other people know more than I do, so please wait for more views, but I think it could be worth investigating this to make sure it's right

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

cool, thanks

 

i'll get back to them on moday when their lines open again.

Share this post


Link to post
Share on other sites
cool, thanks

 

i'll get back to them on moday when their lines open again.

 

The debt will be flagged up against National Insurance number, so you need to contact the Social Fund number to see what they have registered. At some stage someone from Social Fund has recorded a debt owing.

 

If you know nothing about ever having taken out such a crisis loan or any loan from a Government department, it could be a mistake e.g someone has typed in a wrong National Insurance number on a form at some point.

 

Government debts have no time limit.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

no time limit...dammit.

 

but they did mention in their original letter about a debt collection agency?

Share this post


Link to post
Share on other sites
no time limit...dammit.

 

but they did mention in their original letter about a debt collection agency?

 

Yes Goverment do use DCA's but the debt will be collected one way or another. I have seen cases reported online where Government is collecting a debt from over 20 years ago.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

go do a free sar on the DWP website

put them to strict proof


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

thanks for all your help...i'll try the SAR.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...