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Lloyds / Akinika Current Account - O/D


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Hi Peeps

 

Slowly making my way through Payplan DMP..aiming to obliterate them all at last.

 

Lloyds Current Account O/D £900.00dr

 

sorry been paying them £1 month recently payplan.

 

10 year old debt - fallen of CRF.

 

obviously being fleeced as debt not really gone down.

 

What letter do I send to Akinika ? unsure of this one as current account.

 

Thanks Peeps

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nothing await the info from Lloyds

pers i'd stop payment if you've not already

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi everybody

 

There are so many different addresses for Lloyds SAR requests. Bit confused which to use.

 

Does anybody know of correct one as sending tomorrow.

 

Thanks

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There is no point in sending an SAR tomorrow. The new GDPR rules come into force on 25 May – 10 days time. The existing rules provide a 40 day deadline. The new rules provide a 30 day deadline. That means that the time limit for producing the disclosure will be exactly the same if you apply tomorrow or you wait until the new rules.

 

The difference is that under the new rules the SAR is free of charge and you can apply by email - subject to satisfactory evidence of identity. Under the existing rules, they will charge you £10 fee.

 

Also, I expect that under the new rules at least for a few months they will be superefficient about what they do because they are very worried about the consequences of breaching their obligations. It will depend on the ICO, but they may eventually fall back into the usual disregard of anybody's legal rights, but to begin with it should be pretty impressive.

 

Also, if you want to send an SAR now, you will have to identify every data controller within the group and send them each an SAR. Under the new rules, they have a cascading system. You identify the data controller and you send the SAR there and they have a duty to make sure that the disclosure request is satisfied by every organisation within the group.

 

They are also required to inform you with whom they have shared the data, and if you want the data erased – assuming that you are entitled have erased, they are obliged to take all reasonable steps to have the data erased. You are also entitled to ask them how they came by the data and what it's used for and also to ask them about any automatic processes that have been used for decision-making. Some of this is already available – that you will find that these companies will have renewed their focus.

 

Which company are you sending the SAR to? Identify the registered head office and send it to the data controller. Do it on 25 May

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I just noticed that your thread is about Lloyds so I understand that you are sending it to Lloyds. Lloyds habitually breach their SAR obligations. They are thoroughly unreliable and dishonest – I would expect that under the new regime they will be a bit more careful – at least in the short term.

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Lovely Thanks BF.

 

I did read the new guidelines - and did wonder - just wanted to get ball rolling tomorrow.

 

Thanks for heads up. Appreciated.

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There only one address

It's in the address sticky of this forum

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Morning all

 

I was going back through old paperwork and I believe settled through APEX back in 2012 - - just wondering what to do now ?

 

shall I just wait for the new SAR date to come in. - then SAR them - or maybe send a ‘ prove it ‘ letter now ? Thanks again

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well apex never bought debts so I would assume their client was Lloyds?

so that will show on the sar

 

don't send any stupid prove it letters

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
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