Backdoor Arrow CCJ for MBNA CArd debt - now N56 ***Dismissed***

[seklof 1]

hi all

 

wife received a ccj from Weston super mare court

we will ask for it to be set aside as she had no prior notice of action

 

as, after looking into this they buy debt from others. Where would I start with a cca to find out how old this debt is and who it is from

 

do I speak with arrow first - seems logical

and then once I know who the debt was originally with i then send out a cca to that firm?

 

thanks

[dx100uk 9,330]

moved to legals

no you don't speak arrows. ever

go look at her credit file

 

is it a CCJ or a Claimform?

[seklof 1]

hi

 

thanks for responding

 

I cannot see anything on the ccj

 

we never received anything prior to that

 

she has clear score i suppose she can check that

 

it's such an aged debt I want to be sure she actually owes anything

 

if she was paying a debt company is it from the last time she paid them as a footnote?

and also wont the debt be still with the bank/credit card etc

[dx100uk 9,330]

Back to basics please

How do you know she's got a ccj from a county court

For it to be allocated by them it must have been transferred from northants bulk which is unusual for a civil debt that was not defended or ack'd

 

What has she received scan it up to pdf

Read upload

[seklof 1]

the ccj is around somewhere

this is what i had to hand

 

thanks

20180506_120109.pdf

Edited May 13, 2018 by stu007
PDF Redacted

[dx100uk 9,330]

that's better makes sense now its an N56

 

read these

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=N56&sa=Search+CAG#gsc.tab=0&gsc.q=N56&gsc.page=1

get it filled in

[dx100uk 9,330]

She has obv moved since taking this credit out

and didn't inform her creditors of the move

 

they've quite legally sent and served everything to her old address

and got a backdoor CCJ

and have escalated this now.

 

go get her credit file look for a debt owned by arrows

 

thread title updated

[seklof 1]

hi thanks

so credit file

where do we start pls

[dx100uk 9,330]

read post 7

what date was the CCJ Attained do you know?

[seklof 1]

where do i go to get her credit file please

[dx100uk 9,330]

all free online

Experian noddle callcredit clearscore

[seklof 1]

found the entry

but no mention of who the debt is with at all

just the address served

how much

which court

and where they got the information from - the registry trust

[dx100uk 9,330]

what date is the CCJ?

[seklof 1]

23 Sep 2016

[dx100uk 9,330]

ok

has she simply ignored everything ever sent ?

you indicate earlier you had the CCJ but couldn't find it?

so she ignored that and the claimform too?

 

what other paperwork DO you actually have?

[seklof 1]

yes

 

she has ignored it all

very common

 

no other paperwork it seems

no ccj sorry error on my part

[dx100uk 9,330]

is she employed?

[seklof 1]

part time brain injury carer

16 hours

1 child

 

we are not married

[dx100uk 9,330]

ok theres a list of other AEO/N56 threads ealier I gave

read those

 

when you get 5 mins on Tuesday or Wednesday give northants bulk a ring [or Weston super mare court]

and ask for a copy of the Claimform and the CCJ by Email PDF

[seklof 1]

where will i find the threads please

what should i search for

 

 

many thanks

[dx100uk 9,330]

post 6 link

[Andyorch 10,436]

In the meantime whilst your gathering information ...keep an eye on the N56..you have 8 days to act.

 

Andy

[seklof 1]

the attachment of earnings?

 

what if she doesnt send it off?

[Andyorch 10,436]

Read your upload..it states the consequences on it.

[brassnecked 1,781]

Don't think there would be sufficient to attach to.