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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Has a precedent been set???


rog37
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If there are quite a number of people (even one) who have already successfully claimed from Nationwide & other banks, has not a precedent been set.

 

I.e. if anyone in the future has to eventually end up in court to dispute thier claim, can they not claim that as there have already been a number of previously settled claims, therefor there is no reason to even dispute my/your claim?

 

I have just today sent off my LBA and am now wondering how much further I am going to have to go in order to have a successful claim?

 

Regards 'rog37'

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None of the people that have "won" have won in court, they have all been settled before court stage.

 

And even if they had won in court, a precedent can't be set in Small Claims Court.

 

So the simple answer to your question is "no". (Unfortunately).

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Results/verdicts in a County Court do not set a precedent, only in a higher court, which is why District Judges have transferred some cases to the Mercantile court in an attempt to obtain a ruling and hopefully stem the tsunami of claims swamping the small claims courts. So far it hasn't worked because the banks are settling before a case is heard.

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Wow! Thanks 'barracad' & Michael. I did not expect to receive an answer quite so quickly, however I do now understand the reasoning.

 

So do you really think I may never even need to attend court? BIG, BIG SMILEY :) If so, I am looking forward to a much brighter New Year!

 

Thanks again

 

'rog37'

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It is very unlikely you will need to attend court.

 

Notwithstanding the above, you should still prepare as if you are going to court, just in case this happens.

  • Haha 1

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Thanks again Micael & 'barracad'.

 

I have already prepared for my 'Court Appearance', right down to which suit to wear, plus my cloak & wig :)

 

I can see me now... I will be placing a black cloth on my head, saying "Take him down"

 

Oh well..I will hopefully be getting some much needed money either for Christmas or soon into the New Year.

 

Thanks again. There are some truly nice people here & I will be sorry when everything is over & I feel I have no further input.

 

Regards

 

Roger 'rog37'

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ha ha good picture!!

 

I had full setttlement off Nationwide today every last drop full penny!!!!

 

Though Im still off to court tomoro to appply for the CCJ they applied to us to be set aside!!!!

 

Can I borrow your wig?

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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Thanks again Micael & 'barracad'.

 

I have already prepared for my 'Court Appearance', right down to which suit to wear, plus my cloak & wig :)

 

I can see me now... I will be placing a black cloth on my head, saying "Take him down"

 

Oh well..I will hopefully be getting some much needed money either for Christmas or soon into the New Year.

 

Thanks again. There are some truly nice people here & I will be sorry when everything is over & I feel I have no further input.

 

Regards

 

Roger 'rog37'

 

Roger when you have settled it is good to hang around and help the newbies wit hyou expereince :)

Consumer Health Forums - where you can discuss any health or relationship matters.

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I agree 'gizmo111'. It is because of the knowledge that we all gain by other peoples experiences, that I have personally been able to come this far.

I will definately be hanging around this street corner for a long while yet.

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Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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Wow 'Allyxia' !!! Does that mean that you actually had to attend court

appearing against Nationwide?

 

I have just received my rejection letter for the LBA I sent last Tuesday.

 

I suppose I now have to wait until 14 days are up from sending that letter before I issue the summons? Is that right?:?

 

Many congratulations

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yep but as predicted Natiownide didnt turn up - they got 14 days to stop the set aside judgement, but as I havent notified the court yet of their settlement I somehow dont think they will oppose do you!!!

 

Spo yes I did go to court very scary but what a trip when I won!!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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