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Marbles Default Notice. In a payment plan

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Hi. I got into financial difficulties so asked Marbles to have a payment plan.

3 month ago they said I could pay a monthly amount. I have been paying it. Today marbles have sent me a Default Notice in the post. The letter says....

 

While we are happy you are making regular payments on your account as arranged we have decided to terminate your account. Before we do this we are required to send you a default notice.

 

I owe them £3000 and the letter states

 

To remedy this breach you must pay £205 by 12th May.

 

So what I was wondering is... Is this default now registered on my credit file? Or is it a warning where if I pay the £205 by 12th May it won't register as a default?

 

Thanks

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the latter


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