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    • So this is alleged fraud, rather than a normal debt situation.   Why have UK authorities not been involved, if the person has lived in the UK ?   Perhaps they have tried and got nowhere, so use these interpol red notices to have them detained in a third party country.    I have read online articles that say these interpol notices are being abused by Banks based in UAE.          
    • So nothing to do with deprivation of capital, but bad choices of how they spend benefit monies.   Sounds like they are on a downward spiral to living on the streets and getting into an even worse situation.
    • 4 th time we've merged your threads  for complete history of your story please keeps to one thread
    • @dx100uk @ anyone else interested in Fighting HSBC UK  Staff/department non compliance and incompetence/interference in between HSBC UK and customers.   I wanted to know what you guys had to say about the reply i got from HSBC UK today.    Recap. I originally turned to HSBC UK to be reunited with Money i saved in accounts that where frozen and made dormant during the year 1995.   HSBC UK Teams tell me that HSBC UK only allows them to have access to account records dated back 6 years. there for they do not have the records, can not locate the records i requested for in my SAR. there for HSBC UK teams Ignored my SAR application for records of accounts made frozen and dormant during the year 1995. HSBC then claim if the accounts where closed they will no longer hold records of these accounts and tell that to the ICO. I again explained to HSBC UK and the ICO the records of accounts where left frozen and dormant.   HSBC UK teams continue to tell me over the phone that The records i requested for in my SAR, will not be located or do not exist because HSBC only allows them to have access to records of accounts dated back 6 years.    I returned to HSBC highlighting there is no such provision in the Data Protection Act.   HSBC UK teams today totally ignored my complaint again and confirmed with me they are classing my complaint as wanting to locate accounts that where closed.   Let me know what you think about the  HSBC UK teams response to my last complaint. Is there any other letters i can send them to confirm thay are not correct about what they have done.    The HSBC UK letter starts of by:You've been unable to recover funds you held in HSBC UK Accounts that were closed in 1994 to 1995, and to obtain the account details for the accounts concerned. You've been advised that we only retain records for up to 6 years, but you've been unable to locate any provision for this within the Data Protection Act (DPA). You require a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned. You feel your Subject Access Request (SAR) has been ignored by HSBC UK.   HSBC UK Teams now go on to explain: In respect of you being advised we only retain records for up to 6 years, but having been unable to locate any  provision for this within the Data Protection Act (DPA), I can confirm that under the DPA, we are obliged to only keep records for as long as we deem necessary, in order to effectively manage our data. So, for most cases, this will be for no more than 6 years.   In regards to your request for a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned, I regret that this isn't something that we can provide, as we don't keep records of when individual customer data was destroyed. I'd also like to clarify that if the accounts concerned were closed after becoming dormant, that we would have sent you closing statements at the time.   Lastly, I'm sorry you feel we've ignored your SAR. I want to assure you that we'll always look to accommodate a request for a SAR as best as we can. However, if we're unable to locate the account details and information required, this will mean we're unable to fulfil the request, which has unfortunately been the case on this occasion.   How else do you think i can highlight to HSBC that the teams dealing with My complaint, and request to be reunited with my money is not going to departments that can deal with my demand for services.?  
    • Hi   I have to agree if you have paid off the debt owed to them via this meter and are up to date on your bills  I would look at changing supplier and as said asking new supplier to install a standard meter and look for the best deals for you.
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Wenglish2016

Lowell British Gas debts

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Hello everyone just looking for some advice please if possible

 

my partner found 2 defaults on her credit report in December 2017 both for British Gas one electric and one gas.

The amounts in total are £500

 

she sent a email to the ceo office to dispute the accounts etc,

the office replied stating it’s from a previous address under Sainsbury’s energy and was from October 2013 and January 2014 so not statue barred and were apparently estimated reads. She completely forgot to reply back

 

today 2 separate letters arrived to my new address from Lowell stating British Gas had sold the accounts to them and wanted payment.

Upon checking her credit file today the defaults are still showing but now with £0 balances still showing as British Gas.

 

Dose anyone know if they will now start adding charges to the debt ?

Or how I’d go about doing a full and final settlement reduced amount to get it ended ?

 

Any help is grateful thank you

Edited by dx100uk
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Please will you space and punctuate your posts correctly because it is extremely difficult to read a solid block of text. It will discourage people who would be very pleased to help you if it was easier to read. Thanks


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urm BGAS as well as EDF selling old debts to dca's now

new turn of the cards recently.

 

a DCA cannot add anything to the debts

you should know this already

 

as the debts are disputed as they are estimated reading from several years ago

pers i'd let these run.


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I wouldn't be offering Lowlifes anything!

 

The fact that BG have flogged this on suggests that they know something is wrong with the figures.

 

I'd be keeping shtum, there's nothing to be panicking about.


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obv she has moved from there and BGAS nor lowells have been informed in writing of her correct address?


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Please will you space and punctuate your posts correctly because it is extremely difficult to read a solid block of text. It will discourage people who would be very pleased to help you if it was easier to read. Thanks

 

Sorry i will In future

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obv she has moved from there and BGAS nor lowells have been informed in writing of her correct address?

 

Correct she moved from the property in 2014 I think it was and no contact with them since moving until the email she sent them a few months ago

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has she informed them of her correct address in these emails?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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If not informed of address Lowell might well chance their arm with a Claimform to old address phishing for a Default CCJ.


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has she informed them of her correct address in these emails?

 

Just gone through her sent emails and she never told them of the new address only listed the previous address, so British Gas and Lowell must of obtained our new address from the credit reference agency.

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yes the probably did

but the issue here is they've not been officially told in WRITING by the supposed debtor that the address is correct

they simply sent the notice of assignment letters [both came from lowells if you look carefully?] to it .

 

you say there was a dispute and the CEO got a bashing?

have you still the evidence/complain that was sent?


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Yes you are correct after further inspection they both look like they are from Lowell’s and she disputed it in December 2017 with the ceo as she didn’t think she had dealings with British Gas but turns out its Sainsbury’s energy who was actually run by British Gas.

 

Yes she still has the emails sent and received from the ceo’s Office he also supplied the 2 bills for the accounts with estimated reads

 

So would you recommend She sends them something with the new address just to make sure they don’t send a claim form to the old address to catch her out with a ccj ?

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was she the sole person renting?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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