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BBC: One in five people hit with penalty charges

style="text-align:center;"> Please note that this topic has not had any new posts for the last 5103 days.

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http://news.bbc.co.uk/1/hi/business/4608878.stm

 

Folks, this is apparently becoming widespread. The most common reason for these penalty charges appears to be "the banks do it, so we will too" - So if you've faced penalty charges from another organisation, PLEASE post it here, because if we win a court case against ANYONE else over these fees, and some companies won't be half as efficient at defending from litigation as the banks are - THIS SETS THE PRECIDENCE THAT WILL BRING THE BANKS DOWN.

 

If it's ruled illegal ANYWHERE, that ruling can be applied to the banks policy of using this illegal charging system to line their own pockets, and will ultimately end it entirely, but we have to start somewhere.

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Has anyone else noticed that British Telecom have started to apply "late payment" charges?

 

The amount is only 5 GBP but I have not come across it before.

 

A bit odd really given that the larger part of most peoples telephone bills aer service charges that are paid for in advance!

 

Very graciously they do not charge VAT on the charge.

 

I intend to take it up with them..will keep you all posted

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Telewest do to. When the amount is relatively low, such as £5 in can just about be justified - after all, someone does have to review the fact your account is in arrears and send out a letter, tasks which are automated with a bank.

 

I am about to take issue with a career development loan company, however - their late charge is £15

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Guest stephen

BT and Telewest are now charging £10.00

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This is disgraceful.

 

If we, the customer started "charging" banks, et al for various little things, we'd be up in court for a form of fraud.

 

Wish I didn't have to have a bank account, or a phone account or anything else where people can "pilfer" money from me. :evil:


Egg/CapQuest 2 - CCA sent 12/04/07 ****RESULT****

Barclays Bank/Lowell 1 - CCA sent 12/04/07 ****RESULT****

 

Halifax/CapQuest 1 - CCA sent 12/04/07 SD issued ****WON with COSTS****

 

Barclaycard/Cabot - CCA Sent 12/04/07 Unenforcable Application Form

Smile/Lowell 2 - CCA sent 12/04/07 Unenforcable Application Form

NatWest/Fredrickson International - CCA sent 12/04/07 No Reply

 

Halifax/1st Credit - CCA sent 17/04/07 No CA but Threats from 1st Credit & Connaught! - Still Nothing but still chasing!

 

Student Loans Company/CapQuest 3 - CCA sent 11/06/08 - No Reply.

Lowell 3 - Ignored them went over their heads to Capital One

 

Halifax - S.A.R - sent 17/04/07 Completely incomplete!

Halifax 2 - S.A.R - sent 11/06/08 - Scant Info

Capital One - S.A.R - sent 11/06/08 - Scant Info

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Hi

I was cut off from BT a while back because I couldn't pay the bill, usual story. I was lucky enough that my mum helped me and paid the bill for me a few weeks ago.

I phoned up and they wanted £50.00 security deposit. I was gobsmacked!! Mum paid that too. (she wasn't too happy either). I was reconnected and have just had my first bill in.

 

I could scream. The call charges are just a little over £5.00. OTHER SERVICE CHARGES £30.00 RECONNECTION FEE £30.00

The total of the bill for approximately 2 weeks comes to over £78.00!!!

They want full payment by the 22nd July!! They'll be lucky. I only have a cash account, no cards or means of internet payment either. If I ask my mother again, she will probably rip the phone out altogether!! LOL!

 

Should BT have charged me a security deposit in the first place? The debt was in my husbands name, not mine. They still wouldn't accept this. AND charge me OTHER service charges?? AND a reconnection fee??

My telephone now is with TESCO.s. I have the lowest option available from BT, the line rental.

I am not at all happy... is there anything I can do?


:eek::confused: Totallylost :confused::eek:

I only want what's mine.

 

Cabot (Halifax CC) £3304.31 - trying to negotiate min payment.- Sept 09

They sent copy of original agreement (bad copy).Felt I had to comply to stall. :mad:

 

Halifax/BMidshires - Mortgage - £18000 - In process of beginning to sue for them selling the house (after REPO) below the market value. :mad:

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This topic was closed on 03/05/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 5103 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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This topic is now closed to further replies.

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