Savings have gone over £6000

[worried33]

Hi guys

 

I recently got a letter asking me to fill in a ESA3 form as I may have ben under paid from 2012 to 2016.

 

I did it over the phone, and what happened was for about 7 weeks my account was over £5500 (they used 5500 not 6000 as figure).

 

The reason I am mentioning it here is because the only reason it went over that amount is because I got a backdated payment of £5300 DLA.

 

Because of this I had to send them bank statements for the entire 4 years.

 

I am confused however because.

 

(a) when I reported it to housing benefit they ignored it.

(b) DLA is supposed to be disregarded as income?

© According to some posts above backdated benefit money is supposed to be disregarded for a year.

 

My bank balance went down gradually, mainly due to not sticking to strict budget on food, and buying myself occasional treats. But there was also a payment made to a credit card, it was not overdue payment but the payment saved me money on interest in the long term, so the question is if the DWP will see an issue with what I have done.

[dx100uk]

surely for the above reason...paying off a credit card debt does not count?

[worried33]

No idea hence my question, I have more questions but will put in a new thread.