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Hello DX I am back seeking your help . . kindly. After the last CMD on 17 February we were given 21 days to submit the following: 1. written note of my niece’s defence to specify: a. When and by whom the settlement amount mentioned in the initial defence was paid. b. Explaining the specific issue of the default Notice, if you remember they said in their case that it was issued. c. Specify the amount and dates of the bank’s charges that are in dispute. 2. Should we need to call witnesses, I presume for ex-partner or HBOS, we can do that on Form 10A 3. We can seek order from the court to HBOS to submit documents, Form F10B. I need to submit a new defence without emphasising the role of ex-partners for two reasons. One, he might not paid the settlement. Two, he is the forces and it is unlikely we can locate where he is even to get a witness statement from him. I would appreciate your thoughts to see how best to present the new defence. I have few days yet as I need to submit before the end of the 21 days (I worked out to be 10 March). I could upload the pdf file of the notes of the last CMD, sensitive information Redacted, for your to have a glance at it. Thank you -
This deserves a careful read https://www.theguardian.com/society/2021/mar/04/vaccines-tweaked-for-covid-variants-will-be-fast-tracked-safely-says-uk-regulator My admittedly reading between the lines interpretation: So effectively, modified vaccines generally have needed to be demonstrably as 'efficacious and safe as prior versions. The UK is stating that future vaccine approval will not require that, unlike is needed in almost all developed nations. Is it because they are: * 'artificially or by use of selective data boosting the claimed efficacy of the existing vaccine and understand that new versions are very unlikely to match those claims and they dont want to get caught out if theycan avoid it *Quite sure that new variants of the virus will be beyond the efficacy of new versions of the vaccine * Simply cant be bothered with all this proving it works malarky All the above? -
The last two times CEL took Caggers to court the fleecers got a right hammering https://www.consumeractiongroup.co.uk/topic/417771-cel-pcn-claimform-tenerife-buildings-station-road-south-gosforth-newcastle-ne3-1qd-claim-discontinued/ https://www.consumeractiongroup.co.uk/topic/421714-cel-pcn-claimform-white-cross-business-parkclaim-discontinued-now-going-for-gdpr-breach-claim/ They are eminently beatable but you have to start getting things right from now on. Please fill in dx's sticky. -
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Its time to make Lowell sweat - Even if they have a CCJ with Warrant. You are still missing a lot of info that we are not privy too. Stuff doesnt add up. I want a full bulletpoint of what you know to date based upon the DSAR, CCJ and everything else.
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
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BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
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Natwest Bank Transfer Fraud Call HMRC Please help ***Refund in Full***
waz70 posted a topic in NatWest Bank,
Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786-
- 33 replies
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