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Taking them to Court?

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Hey folks I have got to the stage where the deadline for my LBA has passed and I am now in the middle of completing Small Claims paperwork. As I am in Scotland I know it's slightly different to England and am wondering if someone could confirm the following;


* My claim can only be up to £750 - Is this bank charges only or does the £750 include the interest and charges?


* Can I only claim back the past 5 yrs of charges or is it 6yrs?



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i included the charges and interest in section 4. state in section 7 the breakdown of claim e.g total £685 (£550 charges plus £135 interest.)

i'm claiming back six years. just figured i would see what happens.


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Hi, You can only go back 5 years in Scotland. I think if you go back 6 the bank will go to court and tell the judge your claim is Time Barred!

Have a look at my claim below regarding interest ect.


Best wishes.




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