Hi In 2007 I separated from my husband due to domestic violence issue, child was 20 months old. I was working but just surviving (Finance Officer in the Local Council)   * I informed the Bank (our mortgage was with Barclays); Requested to change the mortgage temporally to "Interest only"   * The other party refused to agree to the change; The Bank suggested I start making transfers from Reserve account facility that we had, in order to avoid arrears   * The other party put a "freeze"