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PayPal negative balance now with DCA


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Good evening all,

 

First time posting here and I'll try include everything in this message. I would really appreciate anyone's help on this matter.

 

I sold an item on eBay and the buyer claimed back even though I sent proof of postage, it was a signed for service but I do not have their signature but tracking shows the item as being delivered. They didn't accept my case. PayPal didn't care as the initial case was with eBay.

 

My PayPal account was in minus for a sum of £900 for around a month and a half, PayPal wouldn't listen to me just kept forcing me to pay even though I didn't have the funds to.

 

Last week I kept receiving phone calls from a random number and 2 days ago I received a letter from Wescot.

They claim they are acting on behalf of their client to recover the initial sum (no added fees or charges).

 

How do I proceed? I don't intend to pay as I've been robbed of a laptop and my money. Couldn't care less about them limiting my PayPal account either to be honest.

 

I've read loads of forums about the 3 letter process. I found templates on [removed] do you advise I do this?

I don't really want any of these people carrying on chasing me.

 

If I send these letters will I still have the option of entering a repayment plan if they still keep pestering me?

I've not made any contact with them as of yet. Just need some advice.

 

If you require more information I will happily provide. Thank you.

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website names remove d

please don't use their rubbish freemen of the land twaddle stuff.

 

a DCA is not a bailiff and have ZERO legal powers

 

wetcloths dont buy debts only chase for their named client

 

and paypal don't do court IGNORE

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I've read everywhere PayPal don't do court but the debt is now with Wescot, so they don't do court either?

Won't the debt just be passed onto someone else?

 

Thank you for the quick reply, Btw I have a similar situation but for PayPal Working Capital, around £1,500, I stopped paying as ebay suspended my account and couldn't pay back for it. Arvato just sent me a letter today, similar to wescots. I had to agree to a contract for this one, shall I do the same with this? Just ignore it? Both letters seem similar and both have not added any fees.

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only debt owners can do court not a stupid powerless dca ignore.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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not pp balance no.

 

well let us know if the PWC does

 

we've not seen one of those go thru that process as they are relatively new thing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Shall I just wait for another letter for the PWC then?

How would you recommend I arrange repayment?

 

Shall I sign up to a repayment or verbal agreement to pay back into my PayPal account (for PWC), they're on 2 separate accounts Btw.

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you do everything in writing ONLY never talk about you debts on the phone

esp to a DCA

 

wait and see if the PWC does get sold on

until then sit on your hands

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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who?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

what part of post 4 do you not understand?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

only if you get a notice of assignment for the PWC

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

request what?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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now read post 14 again...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

the best way to achieve that is to read lots of DCA threads here and not only paypal ones.

here you'll get the correct advice rather than that freeman of the land twaddle on those sites you posted in post 1 [which have been removed]

cause you seem a bit green

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Yep let's see what they do

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Another update RE the PayPal Working Capital debt, they sent another letter saying contact us ASAP otherwise account will go back to PayPal and they MAY seek legal action to recover this debt.

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P p don't and can't do court

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
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