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    • you need to realise that for every person that does come to CAG and register and tell their story...there are poss 10'000 that don't but search the interweb whereby threads that are here pop up relating to like issues they are searching upon.   Most CAG siteteam and many other registered Caggers give advice that bears this in mind and post information which not only informs the starter of a thread upon what to do, but also takes into consideration the readers from the interweb that also read the relevant advice given that might not be brave enough to register and fess up.   to that end, there is very little alternative than to appear to give 'grief' [you deserve it - tough] to a cagger should certain previous advice not have been followed.....yours is a very classic case of such. hey I've found a backdoor CCJ.   to put it bluntly, had you have followed such previous advice, you most certainly would not be in the situation you are in here now.. .so by example, not giving you grief, for future readers...………..   ...never ever move without informing a debt owner of a move of address on any consumer debt that you last used or paid within the last say 7yrs. your credit file is a major key to ascertaining that information.... .but don't just read this advice come to the consumeractiongroup.co.uk website and let us help.   lecture over... what can you do..or more importantly....what can a claimant do now they have a default forthwith judgement against you. well we can't guess.... they might simply ignore it as 1000's of people with CCJ's find out..but it becomes an issue should you wish to say get a mortgage, remortgage or further credit.   i'm not going to enter into any of that here...that's for the reader to start a thread here and seek advice on their individual situation specific to them as you have done....   so...  bearing the all of the above in mind...over to you with regard to this backdoor CCJ.   as for the other debts that you didn't action before...go read your old thread and action what appropriate advice is given there for each type of debt that has been given should you wish to avoid any further backdoor CCJ's.   dx                    
    • hello my very good helpful friend. I am afraid to say that i did not. As i did not realise the relevance of it.   Should i be doing this right now of anyone on my credit file ?   Plz don't give me grief if u have already advised me...   do i do the ccs request now to everybody in that thread ?    
    • aha busted and stupid ...no wonder you've got mixed information here. never trust anything they say ..they have a very bad reputation for stating the truth.   now can you go get your credit file please..   there are cases whereby a council on historic CTAX debts do go for a county court CCJ, but a liability order from a magistrates court has far more clout legally than a county court CCJ and i've never heard of a court sending a bailiff out for 'multiple' CCJ collection.   me thinks he is pulling the wool here a bit and has looked at your credit file and seen CCJ's too so thought he'd chance his arm and use those as further leverage.   don't worry about the sat visit simply ignore do not answer the door if he appears. your task is too gather data at present.   credit file please..        
    • Hi there, the company name on the bit of paper is:   Bristow & Sutor   Says the total amount £990.49 and this includes £235 enforement stage fees,  The CTAX was owed to North Tyneside Council. The guy also said that it wasn't just for CTAX. Other debts were combined.   I did leave other debts behind too when I moved. Perhaps a utility bill, credit card debts and a Provi doorstep loan.   I think the guy said that he would be back Saturday too. This is what I'm trying to avoid multiple visits. Don't want my mam to get upset.   Thanks for the help.   Bear
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I'm posting here in the hope that someone can help me figure out what the heck I can do to solve my problem!


To cut a long story short, we started leasing a commercial unit in Oct 2017 and turned it into a dance studio. We raised £3500 in 2 months to pay for laminate floor (with padding underneath as it was originally concrete), fitted radiators, fitted a kitchen in the waiting room, painted the wall with some cool art work, etc.


We were really hoping to turn the space into our new 'home'


The lease states that he is responsible for the externals, we are responsible for the internals. I have had this argument with him on many many occasions about various things, but it's important that we know that bit!


Back to the topic - we noticed around Christmas that the roof was leaking a little when it rained. We let the landlord know and put some buckets and towels down on the floor to catch any dripping.


Around the beginning Feb, he got someone to come look and said they'd done some work. It still leaked, but nothing too bad, so we just said we would keep an eye on it.


It has gradually been getting worse and worse every time it rained. To the point that it's now running down the side of the walls next to the electrics (like a very light waterfall, not a trickle like a tap being left on!)


Before my holiday at the end of March I sent him an email to say if the roof hadn't been looked at when i got back i would get someone in to do it and invoice him.


Funnily enough he replied and said he would get someone to look at it. He sent me photos as proof and they had indeed done some work.


I got back from my holiday on 4th April to find it was now even worse down the side of the walls. We have now had to block off part of the studio, put bin liners down and towels down too to try prevent further damage to our floor.


It stinks of damp and the skirting boards are turning mouldy!:jaw::mad2::mad2:


You can see it on the pics i've attached. Pic 1 Jan 2018, Pic 2 Feb 2018, Pic 3 March 10 2018, Pic 4 and 5 March 30 2018:mad2::mad2::mad2:


How can i get this fixed without withholding my rent? I don't want to get into that but if i have to then so be it.


I think he thinks i'm just a dumb blonde who doesn't have a clue so he is taking the p*ss a bit!


All i want is for him to do his job and stop it leaking!


What can I do?! help please :???:






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Dont know how legal tho is but I would not pay the rent and put it towards paying a roofer to fix the issue.

Or withhold the rent until landlord sorts it out

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Not a good idea to withhold the rent ..you will be in breach of the Tenancy agreement.


" The lease states that he is responsible for the externals, "


You are sure of this and its not "FRI" (full repairing and insuring) ?


Is this a single storey build ...flat roof ...slate or felt?



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your LL wont do anything unless they are forced to so start off by getting a decent roofer to have a look at the problem and give you a quotation. You can then offer this to the landlord and say that if YOUR floor continues to be damaged them you will get the roof fixed and bill him for not only the roofing work but the cost of rectifying your floor, loss of earnings etc.

you dont have to be friends, you are just a source of income fro him.

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