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    • p'haps not the best thing to do just use the N244.and the ex160 let them sort it out don't complicate things..   don't worry about the bailiffs there isn't really anything they can do there is no right of forced entry upon consumer debt CCJ enforcement.    
    • again you appear not to be understanding things.....   a default does not go statute barred - as carefully explained in post 4....once it reaches its 6th birthday it along with the associated account will be removed from your file. that happening has no effect on the debt itself. it does not mean it is no owed.    your debt is NOT statute barred it has a CCJ . should the claimant fail to enforce the CCJ by it's 6th birthday, when, as with a default, it falls off your credit file, then they would need to return to court to do so. and again that happening has no effect upon the debt itself.   they both operate under the same ICO rule, quoted as in post 4..   All references to a defaulted debt must be removed from your credit files after 6 years  has passed from date of default, whether paid off, paying now or not.  . This is so that someone who continues paying something  - even after 6 years from default  - should not be at a disadvantage to someone who pays nothing after default  and ends up with a clean file after 6 years. 
    • Pleased to say that the default has gone from my credit report due to being SB. My Experian credit score is now 978 out of 999 and excellent. Experian doesn’t show my 2 x CCJ’s. Equifax’s shows just 1.    my question is this.... clearly the debt is still owed for the SB debt, the CCJ is still live until June next year.   Can I make an offer of 10% to settle the debt now that it’s SB? If so is there a letter template that I can send to them to make such an offer?   thanks in advance 
    • Your position is not untenable in any way. You have already mitigated partially any impending disaster by opening another non Paypal linked bank account so they cannot arbitrarily seize what they want.   First thing to remember you are in control here. Whatever you offer to pay them must be something you can reasonably afford even if its only a pound a week and you must pay it to Paypal. If like me they freeze your account then there is no way you can reasonably pay them. They are not going to give you another account to pay it into.   The reason I got into difficulties with them was because I had recurring large payments being made to a supplier of mine which continued after I was rushed into hospital for series of emergency operations. When I came out of hospital Paypal had simply frozen the account which I discovered when I tried to pay money into it to alleviate the huge deficit that had accrued. So I paid nothing of what I owed. I received about 4 or 5 threatening missives which I ignored as well as any phone calls. I tried for several months to make payments into the account and in the end I gave up. Despite all the threats nothing actually happened.   If you read all the answers to your posting as well as all the other Paypal posts I doubt you will find any evidence of Paypal doing very much to enforce outstanding balances and funnily enough they do not make it easy for those that wish to repay them as I discovered.   So stop getting yourself into a flap over something that is very unlikely to be nothing more than a storm in a tea cup.   Make or start you offer to re-pay them at a figure you can easily afford then forget all about them except to make your regular payment if you can still do so.   DO NOT under any circumstances get yourself deeper into debt over this.
    • she certainly hasn't any authority to 'fine' you. what was in the contract regarding vacating the property by when?  
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Hubby and son both worked PAYE for the same construction firm always away from home so traveling expense's and meal allowance were paid separate to wages lodge was paid direct to hotel by the company

 

they came to him one Friday and informed them that they weren't going to pay hotel anymore but they would give them £25 a day for digs (jobs in London) this was to start on the Monday

 

Hubby and son handed in their notice and had to travel every day to the job (well they didn't have to but felt they should work the notice week to keep everything right)

 

As this is a construction site the company tools were taken from site buy my hubby and son at the company's request

 

they have not been paid their last weeks expense's and want them to be paid in cash when they drop the tools off (firm doesn't have a good payment record with sub contractors) hubby and son have told them pay the expense's and wee will drop of the tool

 

It has got to the stage that they have given them 3 days to drop off the tools or they will take them to court

 

I'm not sure how we stand with this any help guidance would be appreciated

I have e-mailed them and told them to come and collect their tools and drop of the payment due

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They need to write to the company and state that the are willing to return the tools at the same time they get paid.

If they want to take them to court they would have to explain why they wanted to withhold payment of the wages and didn't agree to pay the wages at the same time they got the tools back.

The judge won't be impressed.

However, as the tools belong to the company, if they report a theft to the police, hubby and son might get a visit from a pro active pc, but as it goes, on hearing that wages are outstanding, most likely the police favourite punch line would come up "civil matter" and they would leave it at that.

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Both can threaten via LBA, a SCC claim for unpaid, outstanding wages if not paid as promised.

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Hi

 

IMO the payment of Wages and the Return of Company Property are 2 separate issues and need to be treated as such

 

1. If they do not pay their wages then they would need to go through the process of taking them to court for those wages.

 

2. The Companies Property - They has asked for this to be returned by a certain time limit and if this is not done the Company would then have to go through the process of taking them to court for recovery of that property at the same time they may also report that property as stolen/theft to the Police.


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