LOWELL annual statement for a very old Lloyds debt

[drew 57]

hi all just received a letter from LOWELL annual statement for a debt from 2006 along with a notice of sums in arrears for £7826.91

 

it states that the notice was sent to me on 2/4/2018 and covers the period from 9/9/2017 to 1/4/2018

 

I have lived at my present address for 10 years and have had not anything about this until this

 

what should I do

 

Drew

Edited April 9, 2018 by dx100uk
spacing

[dx100uk]

when was the last time you paid anything toward this supposed debt they've bought

and what was it and who was the original creditor please

[sgtbush]

Statute barred. Dont worr

[AndyOrch]

Thread title amended

[drew 57]

The debt was with Lloyds and I have certainly not made a payment since we moved to this address 10 years ago this is the first letter I have had about it

[dx100uk]

so this debt is from when you lived at a previous address?

[drew 57]

I had an account with Lloyds /Tsb but as far as I can recall I closed that account

[dx100uk]

that's not what i'm asking

you opened it whilst resident at another address yes?

[drew 57]

yes

[dx100uk]

ok you need to protect against a backdoor CCJ

it would be quite legal for them to serve everything to your old address, 1st you'll know is a bailiff at your door even if its SB'd

 

i'd be sending our statute barred letter from the debt collection section of our library.

kills 2 birds with one stone

[drew 57]

Thanks for the swift reply I will do that now let you know if I get a response if any

[drew 57]

23/04/14 letter was signed for on 12/04 haven't received any response from lowells as yet will they or should I get a response from them

[dx100uk]

matters not if you do or don't

 

the idea was to let them legally know your correct address.

[drew 57]

ok thanks for the info much appreciated

[drew 57]

Just an update to my last post had a letter from Lowell saying that my account is now closed after reviewing the account they have decided to take no further action to recover the balance

[AndyOrch]

[dx100uk]

Ruddy fleeced

Then we can call that a win