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LOWELL annual statement for a very old Lloyds debt

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hi all just received a letter from LOWELL annual statement for a debt from 2006 along with a notice of sums in arrears for £7826.91

 

it states that the notice was sent to me on 2/4/2018 and covers the period from 9/9/2017 to 1/4/2018

 

I have lived at my present address for 10 years and have had not anything about this until this

 

what should I do

 

Drew

Edited by dx100uk
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when was the last time you paid anything toward this supposed debt they've bought

and what was it and who was the original creditor please


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Statute barred. Dont worr

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Thread title amended


We could do with some help from you.

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The debt was with Lloyds and I have certainly not made a payment since we moved to this address 10 years ago this is the first letter I have had about it

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so this debt is from when you lived at a previous address?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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I had an account with Lloyds /Tsb but as far as I can recall I closed that account

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that's not what i'm asking

you opened it whilst resident at another address yes?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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yes

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ok you need to protect against a backdoor CCJ

it would be quite legal for them to serve everything to your old address, 1st you'll know is a bailiff at your door even if its SB'd

 

i'd be sending our statute barred letter from the debt collection section of our library.

kills 2 birds with one stone


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Thanks for the swift reply I will do that now let you know if I get a response if any

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23/04/14 letter was signed for on 12/04 haven't received any response from lowells as yet will they or should I get a response from them

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matters not if you do or don't

 

the idea was to let them legally know your correct address.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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ok thanks for the info much appreciated

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Just an update to my last post had a letter from Lowell saying that my account is now closed after reviewing the account they have decided to take no further action to recover the balance

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Ruddy fleeced

Then we can call that a win


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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