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    • I don't think I've ever seen someone appeal a mags court decision on fare evasion, JK, but as you say in this case TiredDodo has pleaded guilty. It is possible to challenge, as below. HB Appeal a magistrates’ court decision: Overview - GOV.UK WWW.GOV.UK How to challenge a decision by a magistrates' court. Including how to get a fine reviewed, if you did not know about your case, how to appeal to the...  
    • Update! I have now opened the mail from Barclaycard. I am assuming that their letters were prompted by my confirmation to them of my change of address, which I had advised them of twice. They are treating my change of address notification as a "General Data Protection Regulation Right of Access Request"  and state that I have made a "Right of Access Request. They are asking me to provide valid indentity documents! I have made no such request and am minded to ignore their request for extra information? I should add that their letters were sent to my correct current address!
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    • DX: I did not pursue Link after I got the CCJ amended to monthly payments. Pretty sure the CCJ does not mention reviews, I do have the CCJ somewhere, I will have to look it up in storage. It is as mentioned on the thread you referenced  in your post #28. The Barclays loan was taken out in September 2004 for 60 months! Current Balance remaining approx £2K. On checking back my past correspondence with Barclaycard about this loan, there was a history of them ignoring my letters and offers to pay, and I even had problems in obtaining their bank account details for them to accept my payments! I have received strange correspondence from them too, one referring to insurance which I did not have. They seem very disorganised! Barclaycard told me to pay "Masterloan" a while back and I now receive regular statements and arrears notices from "Personal Loans from Barclaycard" clearly marked Masterloan, they changed the account reference number! I have never requested a CCA on this account. I advised them of my change of address last September, but they are still sending, until today, statements etc. to my old address! I have received 2 letters from Barclaycard Loan today though, not opened them yet!!
    • Yes, a few months ago. They wrote back saying there was no CCA and the debt was unenforcable. I then started gtting bombarded with threatening emails from their 'litigations team' which have been sent to spam. I've now recieved the letter before claim with the PAP form enclosed, but still no CCA or even a letter from them to say the debt is deemed enforcable. Thank you.
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Major Law demands for old gym mship


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hi sorry to jump in on the thread, but we also have received letters 3 years after our membership should have ended, we cancelled it and heard nothing,

 

3 years on had 2 letters and numerous phone calls, i blocked the numbers and ignored the debt collector.

 

Now received a letter from Major Law. the amount owing is £29 myself and £29 for my partner,

 

any ideas what i should do please, i was at a point yesterday of just paying it until i read this.

 

I know i cancelled this in plenty of time but i have no proof 3 years on

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have you read the letter carefully and if so what exactly does it say? i bet it is just another threatogram saying if you dont pay up we wil recommend that our client takes your first born etc rather than saying we WILL sue the pants off of you

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Hi Rooster,

 

You now have your own thread.

 

Can you use the advice here that was in the thread you first posted on - https://www.consumeractiongroup.co.uk/forum/showthread.php?485862-ARC-amp-Major-Law-letters-on-behalf-of-Bannatynes&p=5107268&viewfull=1#post5107268

 

Please confirm if yours is also an old Bannatynes and ARC (Europe) case.

 

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Hi

yes this is 3 years ago with Bannatynes, i have just spoken with Citizens Advice and all they have said they will pass it on to Trading Standard so if anyone else has reported it.

It would be just easier to pay but why should I lol

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no you don't need to pay anything.

 

a DCA is not a bailiff and have zero legal powers

and ML are simply acting as a dca here too

only Bannatynes can do court

and no gym has done court in years.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Rooster,

 

Please do NOT pay a penny.

 

In our considerable experience here over many years, Citizens Advice have NOT offered ex gym members good advice over the years.

 

Major Law will do nothing at all and are V safe to ignore completely !

 

:-)

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Definitely ignore the shysters, but scan and post up their lame threat letters so we can all have a laugh at them, and how desperate they are.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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