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    • Thanks for your help, Dx. CRS are currenly acting on behalf of their 'Client' so it looks like they're trying to pull a fast one! Thank you!
    • Hi everyone, I live in a flat with family,  my wife and two very young daughters,      baby aged 3 weeks and little girl 15 months,    live in flat that is above a shop premises,  which is a Beauty Beauty Lounge. We have complained about breathing in vapors and fumes from the shop below to the business owner,   since she recently moved in,    but she denies using any strong chemicals or solvents,    even though she clearly advertises Nail, Hair, Spray Tans treatments etc. We have to endure headaches,   and itchy eyes due to there fumes that smell like strong solvents and ammonia smells,   which you can feel in your chest. We know that she does acrylic nails treatments (Acrylic solvents),   spray tans (Dihyroxyacetone),  hair treatments (Hair Dye and Perming Lotions etc), lip fillers, that are advertised,  and other hush hush cosmetic procedures. The business is permitted under a low impact classification etc,    but she is using all the basement rooms as treatment rooms,    not as storage as they apparently supposed to be,,     the shop at ground level,,,   she rents out various positions,   making it really busy at times.   She calls herself a practitioner,  like a doctor,   does this contravene the premises use classification ? The business apparently has no waste collection whatsoever,,   all waste chemicals go straight down the sinks and drains,   sharps and bio waste she most likely dumps in her household waste. She opens up in the morning usually about 9:30 am,    and stays open until late at night,    closing at sometimes 10 pm or so. All the while that she is open,    she has music playing constantly,   which we can hear in every room and can't get away from it in our living accommodation,    and is becoming a real nuisance. We are worried about the long term effects of breathing in these fumes as she has no extraction at all,  but fear that if fume extraction is put in,   that we would still be affected in the summer when the windows are open. Also we are worried about the fire risk,   as she has no fire extinguishers or fire alarm.   Then there is the question of how flammable chemicals are stored,   and what leakage measures she has.    We have only one exit,   though the kitchen,   and have to vacate down a wooden staircase,   with this underneath,  it is a constant worry. Her fire exit also comes through our basement that we use as a utility room,   which has no ceiling,  just bare wooden joists etc,  with no exit lighting or proper exit door.   I have also asked her on a number of occasions,    if she could turn down the Bass on her music,    that she has going BOOM BOOM BOOM,  usually from about 9:30 am,   until late about 8/9 pm, sometimes later. Her verbal reply was basically,   it's a beauty salon,,   what do you expect,    her text reply below, "to be quite frank I'm getting sick of it now I'm running a business and you live above a shop... your complaining about noise on a Saturday afternoon. I'm legally allowed to play music from 7am to 11pm." Sometimes,   its like a party downstairs,   and she is running her venue it like that, with celebration drinks for clients and friends. This is totally unacceptable and impossible to live with.   The letting agent says it is a Civil Matter,   and there is nothing that they can do.   The landlord has replied,    through the letting agents,   and said,   I'm not sure what I can do but talk to his commercial tenant in the shop,   which doesn't sound like he is bothered or taking it very seriously at all. Please can you advise us asap,,    as we are really struggling living with these problems.  
    • easily undone. and free I can do it for you.   can you post up a screenshot photo of what you are seeing that prevents you from accessing the PC use PDF only please read upload   dx  
    • Idem also sent me an envelope that was an inch thick supposedly full of documents that they were going to use as evidence against me ........   everything you mentioned in post 155 was there on paper according to idem and now that they have the evidence it would be better for both parties to avoid court and for me to sign up for a Tomlin order.  After going through the documents apart from all the paper work that was printed out from idems own network, there was no   Signed agreement No valid default notice No termination notice No statements from HSBC No notice of assignment As dx has stated in the post above, it is all designed to lead you into a panic and agree a payment plan with them and avoid court.    
    • the debt is statute barred   only the debt owner can issue a letter of claim or a court claim. via a solicitor original creditors do not do court.   dx  
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Nomorehopez

JC International/Moriarty claimform - Talk Talk Debt

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the court sent you a letter stating they had your defence and were sending a copy to the claimant yes?


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the court sent you a letter stating they had your defence and were sending a copy to the claimant yes?

 

Yes that is correct.

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and what else did it say.................................


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Might not be stayed...defence submitted 18th April...claimant has 33 days to respond and signify if they wish to proceed...subject to date of the letter in post #23 they may be in time ?


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and what else did it say.................................

 

I acknowledge the receipt of your defence. A copy is being served on the claimant (Or the claimant's solicitor) The claimant may contact you direct to attempt to resolve any dispute. If the dispute cannot be resolved informally, The claimant will inform the court the he wishes to proceed the spirt will then inform you of what will happen.

 

Where he wishes to proceed, The claimant must contact the court within 28 days after receiving a copy of your defence. After that period has elapsed, the claim will be stayed. The only action the claimant can then take will be to apply to a judge for an order lifting the stay.

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28 + 5 service= 33


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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28 + 5 service= 33

 

So whats are the next things i need to do. Do i need to just wait.

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CAG is self help too............

READ LIKE THREADS

 

did you go ring TT and ask last payment date??


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CAG is self help too............

READ LIKE THREADS

 

did you go ring TT and ask last payment date??

 

I haven't do you recommend ringing them.

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said that ages ago

go findout the last payment date could be critical...


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said that ages ago

go findout the last payment date could be critical...

 

Looking at the bills I don't think there has ever been a payment made as I didn't know the account exsisted. Looking at the dates it could have been my ex partner who opened the account in my name without me knowing.

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does matter

if no payment was made within 6yrs of the claimform it should have been the sb defence..


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does matter

if no payment was made within 6yrs of the claimform it should have been the sb defence..

 

ok I will ring them tomorrow and see what information I can get.

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meant to say doesn't matter...

[but it is FRAUD..


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meant to say doesn't matter...

[but it is FRAUD..

 

I know it's fraud my ex partner had done this quite a lot and I have paid off everything else because they all appeared on my credit report but this one didn't show on my report so never knew about it.

 

I know it's fraud but that doesn't help me with what I need to do to sort this out.

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I would say report it to the police

 

the tell the claimant it is fraud and give them the crime ref number

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I don't want to go down that route I just want to not get a CCJ.

 

if a payment was never made at what point would the 6 years of the statute Bar kick in would it be from when the account was created.

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so when did you last pay?


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are you saying you never made a payment??

 

if you didn't it went statute barred in Mar 18 as that was the account opening date

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so when did you last pay?

 

I have just got off the phone to talk talk after a hour of being on the phone to them. They are refusing to provide me information i am asking for because i don't know the email address the account was set up with. They have passed this onto their fraud team who will call me within 5 working days.

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so they are saying they cant verify who you are?

 

dx


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so they are saying they cant verify who you are?

 

dx

 

I have provided them with Talk Talk Account number , Address it was registered at and even billing information and they are still saying they cannot verify who i am.

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jobsworth sadly

phone again and ....

 

quote the prevention of fraud act and the data protection act which both state they must hold data for 6yrs


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]I have still not had any luck with Talk Talk.

 

Today i have received a N149A and a N180 that states i must fill out and file by the 11th of June.

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Id say its statute barred if you can find no payment s

 

N180

Is easy

 

Yes to mediation

1 wit you

The rest is obv


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