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Hi All,

 

Following on from another thread I have on the forum, I have requested the CCA for an AA loan I took out in 2009.

 

Since 2013 when I got into some financial difficulties I have had the interest frozen and paying less than the monthly agreed amount, obviously this is reflected on my credit score. This is now with Wescot who are still collecting.

 

I was initially looking at paying off my remaining debts, but advised to get the CCA for each before doing anything else.

 

So seeking advice of what to do with this one now please. Hopefully it is readable in the format attached.

 

Thanks for any advice given.

AA CCA - Wescot (1).pdf

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who are wetcloths client


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Ah, I think Lloyds Bank plc looking back through. So maybe wrong thread for this one?

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well no as they are all intermingled now

esp as it was 2009 sign up

 

wetclotch must state their client on their letters


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Yep, definitely Lloyds Bank plc - just found the letter.

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well when tsb/Lloyds split then regrouped and split again some of the old HBOS belonged originally to Lloyds under the HBOS badge

but not to worry.

 

so there appears to be some T&C's missing as there should be sheets of them

but what is there is correct and i'd say enforceable

 

and as its with the OC you wont get much discount

 

have you got all the statements ?

 

 

and a this is still owned by the original creditor as wetcloths cont buy debts then i'd


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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