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    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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DCBL got 2300gdp out of me over a PCM/Gladstones backdoor 2X pcn ccj..help get money back!!


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Its all a bit slow dealing with Gladstones as you are well aware.

 

We asked them to forward all the correspondence pertaining to our claim and to contact the court regarding the CCJ and the fact that we have paid it.

 

They came back to us saying they needed confirmation from DCBL.

 

We have sent them another email today asking them if they have contacted DCBL yet.

 

We also contacted DCBL asking for the paperwork they allegedly sent to us.

 

He said they would email it.

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stop using email!!

 

specifically state that any email addresses they hold for you are NOT to be used for anything to do with the court claim!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you got tyhe claim details from Northampton county court bulk centre yet?

Gladstones arent going to help you, they are the enemy and they stand to lose money by your actions.

 

It has been made clear that you need to see the original claim form and once you have that you can go after a set aside and then battle with PCM afterwards.

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have you got tyhe claim details from Northampton county court bulk centre yet?

Gladstones arent going to help you, they are the enemy and they stand to lose money by your actions.

 

It has been made clear that you need to see the original claim form and once you have that you can go after a set aside and then battle with PCM afterwards.

 

We have received the Particulars of claim from Northampton Court. I uploaded these in an earlier post.

 

I have downloaded and printed the N244 form and notes. We have contacted our local court and confirmed we can make the claim for a set aside from there as opposed to Northampton.

As our funds are depleted right now thanks to this we will have to wait until May to be able to pay the fee. Then we will go after a set aside.

 

Should we contact DCBL and Gladstones by registered or signed mail in the future?

WE will stop emailing immediately. We thought that that would be a way of proving a time line and a paper trail.

We do not have any paperwork as they did not send us any ever.

 

We want to get from DCBL the 7 day notice they say they sent us and proof that we have paid this money.

The court told us we need a letter from Gladstones to say we have paid the CCJ before they can say it has been satisfied for my husbands credit record. Gladstones say they need proof from DCBL before they can inform the court.

When my husband called DCBL they realised we did not even have a reference number from them. Needless to say we have not received copies of anything from them.

Whilst we realise they are the enemy. Surely there is a responsibility on their part to send us receipts of payment!

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You should have been left with a receipt, never mind being sent one.

 

But, this is DCBL and Gladrags we're dealing with here, so don't expect anything to get done properly. DCBL seem to think that because they're "TV Stars" they can do pretty much anything they please and get away with it. And Gladrags believe that normal rules do not apply to them.

 

Gladrags probably know about this thread, so don't expect them to make life easy for you I'm afraid. This is going to be a fight and you're going to have to throw the first punch.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Good luck with this, they should not be allowed to get away with how they ruthlessly fleeced you. Would love to film a HCEO sent by yourselves to take the Office PC fom Gladrags and DCBL when you win and they don't pay up.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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get the set aside and DCBL will have to refund you as they hold the money for a while in case of such things.

 

ultimately the parking co are laible for all of your costs so if the matter doesnt resolve itself at the set aside stage then PCM will be massively out of pocket as they subsidise everyone elses living

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  • 2 weeks later...

Today we received a Payment Receipt from DCBL.

We also received a Notice of Enforcement. This claims we owed a debt of £773, with a compliance stage fee of £90 plus interest. This was a total of £864. 21. I am not sure how it increased to £2318 in a week.

 

It is also undated!

 

WE categorically have NEVER seen this notice of Enforcement before. I am so angry at these cheating barstewards!!!!!

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They will say the extra is Enforcement Fees for knocking on your door and bullying you into paying.probably

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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ive hidden those

can you make sure you redact properly

then upload to ONE multipage PDF please

else we'll be here all night downloading single pages

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Having had a look at the NoE I would say on the face of things it does appear to be Compliant although I would like answers to the following which may fill in some of the blanks.

 

1 - what address was this Notice sent to - your current address or the address your OH was living at at the time?

2 - what is the "Date of Notice issued"?

3 - going down to the Enforcement Details - what was the "Date of CCJ"?

4 - you initially said the Enforcement Agent turned up at 17:45hrs, can you remember what time you paid him & what time he left?

5 - have you asked DCBL for a breakdown of the fees charged and the reasons why they were charged? I don't have a problem over the Compliance or 1st Enforcement Stage Fees but they do need to justify anything on top of that which is approximately half of what you ended up paying.

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I did wonder which part of the forum this thread was posted on.

 

The date of issue of the Notice of Enforcement is very important. It will be found in the address box area.

 

I am curious about the date when judgment had been entered. In one of the earlier posts a redacted copy is exhibited with the judgment date being shown as 10th January 2018. And yet; I can see on the Notice of Enforcement a different date of 6th March 2018.

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Having had a look at the NoE I would say on the face of things it does appear to be Compliant although I would like answers to the following which may fill in some of the blanks.

 

1 - what address was this Notice sent to - your current address or the address your OH was living at at the time?

2 - what is the "Date of Notice issued"?

3 - going down to the Enforcement Details - what was the "Date of CCJ"?

4 - you initially said the Enforcement Agent turned up at 17:45hrs, can you remember what time you paid him & what time he left?

5 - have you asked DCBL for a breakdown of the fees charged and the reasons why they were charged? I don't have a problem over the Compliance or 1st Enforcement Stage Fees but they do need to justify anything on top of that which is approximately half of what you ended up paying.

 

1. Our current address but we did not receive it, when we mentioned this on the phone the DCBL employee quipped 'blame the post then'

 

2. 08.03.2018

 

3. 10.01.2018 but Judgement date was 06.03.2018

 

4. He has written on the 'Notice that goods have been removed....' 17.40 but I think it was around 18.30

 

5.I have not yet, I wanted to see if you advised me to, I will send a letter asking them that today.

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