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No data on current Mortgage

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Good afternoon Caggers

 

 

I purchased a 2nd property by re-mortgaging my current home. The Spanish property market collapsed and my house was not built. I am claiming my deposit back, however my current mortgage company does not have any history of my borrowing extra funds during 2006, nor do they have any history of the mortgage.

 

 

Where do I stand on this? They have openly admitted they have no paperwork. maybe I can hold them to account for that and say that I paid it off????

 

 

Your help is greatly appreciated!

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banking statements?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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I changed banks from Barclays due to the grief they caused me over the years and now they haven't got my old bank statements.......

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we've known several cases of Barclays holding data back into the 1980's

so you've sent them an sar?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Who did you pay the deposit through ? Did you use a Solicitor/Conveyancer UK or Spanish...surely they have records of the deposit?

 

 

Andy


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No mortgage paperwork means that they're saying you haven't got a mortgage, correct?

Or are they just saying that you didn't borrow more money?

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