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Arrow Not Accepting Payments on CCJ/CO old MBNA card


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Hi everyone,

Would appreciate opinions/advice on this please:

 

For 9 years I have been paying a regular monthly amount to Arrow Global for a CCJ they obtained against me.

I send a PO with a covering letter to their London office and obtain a Certificate of Posting every month.

 

Suddenly, in October last year I had my previous month's letter and PO returned to me by the Post Office with a RTS (Return to Sender) on the envelope! And, since then, the same thing has happened each month

- I have now had 5 of my payments returned.

No letter or reason for the return from Arrow Global.

 

I telephoned the Post Office, Customer Service to see what was happening and they told me that they are delivering the letters but Arrow Global are obviously refusing delivery and putting RTS on them!

 

I am extremely stressed over this.

The debt is not even nearly paid off yet.

 

It would be lovely to think that after 9 years I don't have to pay anymore,

but I can't imagine for one moment that that is the case.

 

So what is going on here??

Has anyone else had anything similar?

Any opinions or advice please would be appreciated.

 

Chickenlegs

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Prob sold it on. You likely got cash cowed originally and since you're nowhere near paying it off they've sold it to someone else saying... here. Try this one. He coughs up.

 

 

Only way to know for sure is to write to them and ask or pay via standing order.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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shame you blindly paid then all these years

what was the original debt all about?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes, I thought so fkofilee! And, hopefully, I would get a chance to explain to the Court why 5 payments weren't made!

 

If you have proof you have been making payment as per a CCJ / Order and they have been marking RTS then you will have no issues :)

Its not your fault - As long as you have the proof :)

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Hi dx100uk

 

I believe it was originally an MBNA debt.

 

I went through the whole process of CCA's, SAR's etc. etc.,

but once Arrow got hold of it I was in Court within a couple of weeks!

 

The whole Court thing stressed me out so much that, I'm embarrassed to admit, I just rolled over and accepted the Court's judgment!

 

I've been paying so regularly - ensuring that it's paid by the allotted date and now, suddenly, to have my letters and postal orders returned has completely messed me up!!

 

Do you think Arrow are playing a game with me?

Why would they not accept my payments?

 

Rgds

CL

 

fkofilee, thank you for telling me that!!

Yes, I have the returned letters marked RTS

- I am waiting for February's payment to arrive back.

 

But if they suddenly take me back to Court, do you think I will get a chance to tell/show a Judge what has been going on?

 

Do I continue making payments?

I'm throwing good money away, as I can't get my cash back from the Postal Orders of course!

 

Rgds

CL

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How much are you paying monthly towards this?

When was the CCJ Granted? I think from this you would be expected to contact Arrow and ask them what the deal is but then again... If they do drag you back to court, It is upon the claimant to define why they didnt inform you about a change to payment arrangements etc...

 

Trust me on this one - Any costs they try to impose can be challenged in this instance as it is the incompetence of the DCA who has caused no payments to be received.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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pers i'd just cash those order and get your money back.

 

as long as you've not moved since the CCJ you'll soon get some kind of threat-o-gram if they want anymore money.

 

its not simply a case of them rushing to the judge without you getting some form of warning from the court IF IF they do.

 

bet you had PPI on that MBNA card?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Can't cash the postal orders as they are made out to Arrow Global and crossed!! I'm sending the same ones back to them each month as they are valid for 6 months. No PPI unfortunately, we always made sure we ticked the box to say No!

 

Rgds

CL

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you have the stubbs of course you as the issuer can get the moneyback as an unused PO

don't think they do that at the desks anymore

you have to send them off I think now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If they are no longer at this address then you should continue trying to pay them but if they havent moved and are the ones returning the letters then they are saying that they no longer want your money and you therefore no longer owe them anything.

 

This is part of what is known as mitigation so find out why they are being returned before you spend any more money sending new ones. Photocopy the old PO's and envelopes to show them shoould they decide to make a fuss

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  • 1 month later...

so the 1st one is not this one then

 

1.HBOS debt 1997 one card/CCJ/CO

 

2.Arrow Not Accepting Payments on CCJ/co - is another one

 

so is this new query about 1 or 2 above

though post 35 at present applies to both!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok thank you i'll sort it.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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