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    • Hi LFI, With regard to the ANPR cameras in your post #65, while I was on the phone to the Planning Department, they did take a look at Google Streetview and went back to 2012 where they could see the ANPR cameras in place so therefore they would have deemed consent. I had previously read the T&C Planning Regulations and had read the section on deemed consent so I understood the point they made on the phone. It doesn't matter though, that doesn't harm my case any, and I shouldn't really mention this now, (this is what you reminded me of on another thread) but in the past I was a member of a scheme that gave me access to legal advice, I have spoken to a barrister previously through this scheme on another matter and I think I am still a member. I am going to check if I am still a member of the scheme, and if I am I will discuss my case with a barrister or solicitor, whichever the scheme deems appropriate. I will let you know the outcome. I am also going to take Bankfodders advice in the sticky and go to the local court and ask if I can sit in on a case in the Judges office.
    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
    • Paperwork says sealed consent order and composite settlement agreement      YES  ADDISONS DISEASE 
    • Hi, This may be the wrong place for a thread BUT If you receive a defence, can you send a CPR 31.14 request for document mentioned in the defence, and then apply to proceed with the case only after (14) days passed or they respond OR is it only if you receive a claim I see @dx100uk thread is for when you receive a claim, but can you also do the same when you receive a defence?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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1 & 1 Internet - A Warning - Stay away.


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I signed up to a Web-hosting contract with 1&1 Internet for a year, because they had a special offer where the costs were reduced for the initial 12 months.

 

After 3 months the monthly payments taken from my card suddenly soared for no reason, which means that after only 5 months I had paid more than the whole contract for the year. I phoned up to be told that this was correct according to terms on their website, which had changed since I signed the deal.

 

Eventually, after many hours, and emailing them my contract, I got them to agree to refund the extra I had paid over the terms of my contract. I had now paid for the full year. I asked them not to take any more payments.

 

They agreed.

 

Fast forward to next month. They took another payment from me at the increased rate. I was hugely busy at work, so I didn't notice. Another month passed and they took yet another payment.

 

Then I noticed. At this point I had now paid more than double the annual amount set out in my contract. I called back but it was like Groundhog day.

 

Hours of calls again. I resent the contract again. Again I get them to agree to refund the extra I've paid and to stop the payments coming out by auto renewal.

 

By now I didn't trust them to do this. Fortunately I was changing my bank account, so the old card was cancelled.

 

Fast forward to next month. They tried to take another payment, which failed because the card had been stopped. After a while they sent me threatening emails: my hosting will be suspended and if I don't pay up they'll pass the "debt" on to debt collectors.

 

I called them back. How much to I owe? I've paid it all, haven't I? How do I stop you from taking payments I don't owe?

 

They wouldn't tell me how much they thought I owed them or how much more they might take out. According to them the system has generated an invoice, which had to be paid.

 

I went through all the previous invoices. I saw I had paid more than double the amount for the whole year, but then I noticed that they got the refund wrong. The had given me back slightly too much, and I still owe them a few pounds.

 

Ok, I told them, I'll pay this if you stop taking auto payments.

 

They refused. They said I need to provide updated card details so the autopayments could continue to be taken. They also said they couldn't adjust the autopayments so it would take out the amount which I'd agreed to in my contract. Apparently, I just had to keep paying money I didn't owe them because there was no way to correct their mistake.

 

Which would then mean months more hassle with me trying to get them to refund money they'd taken.

 

The only option they gave me was that if I updated the card details so they could take the final payment, they would then cancel the whole package, which would definitely stop the autopayments. This meant the year's hosting I had already paid for would end after only 8 months.

 

I just wanted it to stop. So that's what I agreed to do.

 

Incredible. I don't know if the company is legit or not, but I'm going to contact my bank so they can't access my card again.

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VERY well known here

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=1%2B1+internet&sa=Search+CAG#gsc.tab=0&gsc.q=1%2B1%20internet&gsc.page=1

 

go ring your bank and CANCEL THE Continuous Payment authority against your debit card and demand the payments back that were taken by mistake/unlawfully.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

Had problems with this company before, I cancelled with them via email after 1 day but they said I was supposed to send a letter. They had dept collectors calling me up several times a day, until I literally just called the dept collectors and hung up 100's of times. It was the only way I could get them to stop calling me. They actually just stopped answering the phones eventually.

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