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Sent Link an SAR on a CITI debt CCJ and they ignored it

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As expected an Recorded Signed for Sar was sent to them at the beginning of January, they well outside of their 40days to supply, all that occured within that 40 days is they made a call to the alleged debtor asking that they contact them ( I advised they ignore said calls and to wait for the Sar)

 

No Sar has arrived

 

What next?


I reside in Dawlish Warren but am not a rabbit.

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Why are you sending a DSAR to a Debt Collector and not the Creditor ?

 

 

Andy


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Link owned the debt, post a ccj on the alleged debtor....a sar has been sent to the OC but they haven't responded either


I reside in Dawlish Warren but am not a rabbit.

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post a CCJ?

you mean have already got one

or its a claimform thus a current live claim?

 

cant see the point of an SAR to neither in either case


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They already have one,

Link are asking for more money from the debtor,

but there was nothing in the CCJ that allows them to ask for more money,

 

Link periodically send a statement but despite being requested to send a full statement they simply send a payment record.

The amount on their credit file is not consistent by a long way with the statements they're being sent.

 

I see nothing wrong with them attempting to get information from Link, their has to be accountability somewhere along the way.


I reside in Dawlish Warren but am not a rabbit.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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did they not contest the CCJ?


..

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No they bloomin didn't and they should of as Link had nothing, the judgement was given in default, they didn't even file a defence, crazy I know, but they buried their heads in the sand. Now they're straight (some years later) Link wont let go.

 

I knew I should have checked before posting, but it appears that just yesterday Link sent a statement and it shows the original £10 postal order being apportioned against thw debt, they've shown a deduction on the debt of £10 and referenced it as a postal order payment (which the SAR was)....but I'm sure on the SAR from here, it states the money is not to be used for the SAR is not to be offset against the debt? I'm not sure what benefit there is to that as they are paying back each month ...but what it has does is allowed Link to sidestep the SAR....


I reside in Dawlish Warren but am not a rabbit.

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OC was Citi-Financial just in case anyone was wondering.


I reside in Dawlish Warren but am not a rabbit.

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CCA request would have killed it dead if it was citi.....

 

so what happened?

did the judge order the monthly figure

or was that arranged with link afterwards


..

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Yup I know (re citi) ...they just should have asked for help, it's been ten years of them paying.

 

They don't know on who ordered the payments (the debtor) (hence why trying to get some reference re paperwork) they have no paperwork of any description (part of why I've tried to help them get some) save for Link periodically sending them statements, they're now wanting to sell but the Charges are causing a problem both for prospective purchasers and indeed them.


I reside in Dawlish Warren but am not a rabbit.

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joint house

and joint debts then?


..

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No and no,

no joint debts,

 

have recently hooked up and married their long term partner,

 

they're wanting to finance a new home but the property is owned solely by one (my friend) and they want to sell and then grab a mortgage with their betrothed..

 

..there are restrictions (or cautions, I'm not sure which) on the property,

 

some lenders have apparently refused to lend untll the charges are dealt with and they're not able to get another mortgage until they rid themselves of their current one.

 

It's a mess for them

Edited by dx100uk
spacing

I reside in Dawlish Warren but am not a rabbit.

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so the one that solely owns the property has CO's in their name?


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Yup


I reside in Dawlish Warren but am not a rabbit.

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does northants bulk hold anything?

they could ring and ask for it in email PDF


..

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I'm hoping to have the original court orders post the judgement date later today or if not today at the weekend.


I reside in Dawlish Warren but am not a rabbit.

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