Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Don't think you have to inform Universal Credit of the Small Business Grant Scheme.  Reason is that it is supporting the business via local authorities, which is why it has been paid into a Business account.  It is not the same as the sell employment grant being paid out from June 2020, which is going to be treated as earnings for Universal Credit purposes.   DWP are updating the following linked page with any Coronavirus information related to Universal Credit.   As you will see the Small Business Grant Scheme is not noted.   https://www.understandinguniversalcredit.gov.uk/coronavirus/   You mention the Business is hers and why should you be affected.  Under Universal Credit, as a couple living together, your claims have been linked together as a benefit unit ( you don't have any choice, couples who live together have to have linked couple claims).  When UC issues the statement, it will be both of you as a benefit unit.  Therefore all of your joint information will affect how much UC you receive.  For example your state pension will appear as another benefit deduction, so will affect how much you receive as couple claimants.   Have a read of the Understanding Universal Credit website if you need more information on the benefit.
    • Hi  I do apologise as I don't know where to put this question.   My wife is self employed and her business is closed to to Covid 19. She has lost all future bookings  and has no earnings. I am retired with a State Pension. We have applied for Universal Credits which has been granted - payment middle of April , so that's great. We applied for the Small Business Rates Grant - £10,000 to help with business expenses - she intends to open trading again  ASAP, and there are obviously supplier contracts and services that need to be paid for, plus we modernised premises this year ( as we had lots of bookings) and our personal Credit Card debt is approx £9500.   To my surprise they have granted this and are paying money into her business account.   I know we would have to notify Universal Credit about the Grant, but would she still be entitled to U.C payments? The business is hers , so I presume I am still eligible for U.C   Many Thanks thedrunkenmonkey
    • Neighbour who has garden at end of mine (fence to right as they look down their garden but crosses various gardens as I look down from my house) is requesting that I repair a damaged fence as her dog keeps coming into my garden.   Am I responsible to repair it (my part of fence)?    I have looked at various websites but not very clear.   Neighbour said they erected and put up a fence to their left as they look down their garden but stressed that I was accountable for part of fence to the right.   Thank-you for looking at would appreciate any guidance for confirmation.    
    • Are you or do you wish to use the vehicle until we succeed with arguing and you succeed in VT?
    • Hi I hope all are ok in these trying times. I assume most of us will be in the same situation with employment etc.   I am obviously still intending to follow through my complaint against MB. However I do have to make decisions as I have found myself as will most people at this time left with a reduced minimal income, with all I can forsee is an impending up hill struggle for the forceable future.   So not sure what, if any options I still have, I am presuming VT was only an option earlier on and a court CO excludes that option,    I cant continue to honour the finance payments and cant even begin to estimate any timescales I would be again financially stable.   im trapped but want, no I need to get rid of MB all together, they can have the car and I learned the expensive way!   MB recently emailed a letter (which is copied below) in it they refer to a recent termination, this is the part that is very confusing as its my understanding they terminated the agreement in March 17.   They also inform they have placed the collections on hold, but then heres the cheeky bit, they do however want me to store the vehicle, tax and insure it, as per the agreement (the agreement that they already state was terminated) until they continue with their collection process;   Due to the Coronavirus (COVID-19) pandemic currently affecting the UK and wider world, we’re emailing to update you on what will now happen regarding the collection of your vehicle, following the termination of your Moneybarn vehicle finance agreement.   We won’t be collecting the vehicle at this time Normally, following termination of your agreement, we would arrange for an inspection and collection of the vehicle. However because of the current Government imposed lockdown, we are not currently able to collect vehicles until further notice.   What will happen next? Nothing for the moment. We’ll contact you as soon as there are any developments in the Government’s stance and we know that we’re able to resume our normal vehicle collection activity.   What do you need to do? We would appreciate if you can please keep the vehicle taxed and insured for the time being, as per the terms and conditions of your finance agreement. We hope this information is helpful and clear. Please stay safe and well, and if you need to contact us with any questions, please check out the latest information on the best way to reach us at   So they state termination, then expect to lay down instructions for me to comply with as per my finance agreement T&Cs. To look after the vehicle that they do intend to continue collection of.   If everythings terminated and in other words I have no right to the vehicle, Im not prepared to comply with instructions in line with a non existent agreement (I dont have to) and have a good mind to charge them storage.   However l would much rather just leave the car, send off V5 to change ownership and be done with it and concentrate on getting justice for their mistreatment.   
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 746 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

My mum lives in a retirement village of approx 90 units. Roughly 30% are privately owned, 30% are jointly owner/renter and 30% are local authority. My mum pays for a monthly maintenance contract that covers security, maintenance and common ares (corridors/lounges and tv room etc.

 

My mum has had laminate flooring laid throughout the apartment to allow easier access for wheelchairs. A few months ago, one of the radiators in her apartment leaked and caused damage to the laminate flooring. It was due to poor quality rather than any impact damage. The housing company said the repair should come off her own insurance.

 

Another leak has now occurred, this time from poorly fitted pipes in the bathroom. The leak from this has also caused damage to the laminate flooring. I believe that these leak should be paid for by the housing company insurance rather than my mums since the interface between my mums property and that of the housing company would be the radiator valve or the sink unit. If my mum wanted to change the radiator for a decorative radiator of her choice, i 'm sure she would not be allowed to since it would be interfering with the heating system for the whole building.

 

Please can anyone advise on what course of action to take?

 

Thanks for any help or info provided.

Edited by honeybee13
Paras

Share this post


Link to post
Share on other sites

What does it state n the small print of her maintenance contract...is Insurance referred to ?

 

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Own Insurance for anything internal within her own flat.

 

Suspect she can change radiators and other internal fixtures.

 

In regard to any issues of poor quality plumbing, how old was the flat when she bought it ?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

is heating communal? How old is development?

The ghastly plastic push fit plumbing used in many modern buildings is prone to leaking so I would suggest that someone takes a look at it and if possible does a pressure test on the water and heating supplies. She may well have a claim against the builders guarantee so get it looked at and then see what needs doing to put everything right as no insurer will foot that bill and will get fed up of paying out when negligent installation is the cause of the problems

Share this post


Link to post
Share on other sites

Hep2O don't leak.

Was sceptical myself at the beginning, then i tried putting those at 10 bars for an hour and no leak (done in my workshop on the bench).

Usually internal plumbing is the owner responsibility.

If your mum owns the place she'll have to claim off her insurance, unless she can prove that the leaks are due to poor workmanship of management company

Share this post


Link to post
Share on other sites
Hep2O don't leak.

Was sceptical myself at the beginning, then i tried putting those at 10 bars for an hour and no leak (done in my workshop on the bench).

Usually internal plumbing is the owner responsibility.

If your mum owns the place she'll have to claim off her insurance, unless she can prove that the leaks are due to poor workmanship of management company

 

 

 

Guys, thanks for your help. I'll double check her contract.

Share this post


Link to post
Share on other sites
is heating communal? How old is development?

The ghastly plastic push fit plumbing used in many modern buildings is prone to leaking so I would suggest that someone takes a look at it and if possible does a pressure test on the water and heating supplies. She may well have a claim against the builders guarantee so get it looked at and then see what needs doing to put everything right as no insurer will foot that bill and will get fed up of paying out when negligent installation is the cause of the problems

 

 

 

Heating is communal. It's a 2009 property and she has been in since they were built. Not sure how to get hold of a copy of the builders guarantee tho'

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...