Jump to content


  • Tweets

  • Posts

    • Hi, no i did not or ever work in credit collection or at lowells. I had investor funds that buy these debt portfolios, lowells does the collection ie workouts for investors. See the  8% interest.? Investors buy these receivables to collect 8% v current rates. .they also securitise them for fixed income. V profitable.  I learned the ropes in the us during financial crises. Got burned by deutsche bank. Sued deutsche. Im used to us litigation. Lost all my money which explains not having £300.  so i dont understand the forms or process in Uk. help me out. 1. Claim form plus defense form, admittance form  all in 1. Box 3 on form fill in. This is filing your defence correct? 2. I have to wait for lowell to send a response ie their witness statement, with evidence supporting thier claim. Correct? Is this attached to a court form if any? If yes whats the form number? 3. I assume i respond to each  point in their witness state with a rebuttal. Is there a form attached? How does this get filed with the court?  I never understood using a form for claim or responses. Us uses pleadings, and responses, no forms. This forum hugely helpful, but im not there yet. also dont understand strategy for timing of fillings. If you can explain process i n follow along.  Also, you are saying, i was still with BT on oct 22 in default. 8 days later lowell bought debt. Impossible! They claim default a year later when i didn't live in the property. I think this is about right. What evidence do i need to gather?   kr escaped  
    • I'm just going to build up slowly, and have been.  Got a big old freezer so have been filling that up gradually.  I think it's not because of actual shortages, but rather panic buying that will cause problems, especially bread which ironically is all produced in the UK.   As for Trump, just got to expect that crap from him I guess, no trade deals will be happening anyway if the Good Friday agreement is put at risk.  Besides,what Boris Johnson is suggesting about no backstop and no hard border is even crazier than anything that Trump has ever said or done.   Tories are trying to destroy, and there is no plan for what comes next, there will be a terrible day of reckoning for the them at some point that will make Tony Blair's 1997 victory look like chicken feed. Sadly that won't be until the country has been ruined.          
    • @London1971 yes take precautions, and the full tank of fuel isn't a bad idea, the Legacy media are fomenting panic, so buying in a couple of essentials  extra with the shop rather than a panic stockpile should be OK.  Next one to circulate?  Could be Trump wants to buy the UK as Denmark won't sell him Greenland.  Mind you that UK/US Trade deal might do that in all but name.
    • Hi Jamberson..thanks for the advice. I agree multiple signs may annoy the local residents. I still believe that the signage was not clearly available on the day and it is down to the LA to ensure those signs are clearly displayed.Ironic that a week later all those bushes and foliage had been cut right back. If the LA deemed the signage was displayed correctly in the first place why cut back that foliage later on that week? That is what I am basing my argument on. Anyway I am at the NTO stage now and have submitted that reason for not paying the original fine. Let's see how that goes. I have 56 days. Reading through the forums I can see that other LA's have failed to comply with the 56 day timeline and consequently had to quash the fine due to  procedural impropriety...
    • What is the advice, pitfalls to be aware of if I try settle this privately or direct with his insurer?
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 500 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi...

 

I dont know if anyone can help with this, but today I was out shopping with my partner whom I am a carer for.

 

To cut a long story short, I briefly left my partner sat down somewhere to nip into Superdrug for their £1 eyebrow wax strips.

I always find it quite stressful leaving my partner as they are disabled and quite vulnerable, but on this occasion it was agreed between us.

 

Being a saturday, it was busy and when I eventually found them, the first box I picked seemed empty, so I very very briefly checked and couldnt see anything inside, so I noticed the next box along was open, so I just took the strip out of the one after that and put it in my box and off I went.

The reason at the time I didnt take the one at the back is because I didnt want a pile of boxes to fall over.

 

Off I went to the till as you do, and at the checkout point after waiting in a long queue,

I was approached by someone who said they were security and he asked the gentleman behind the till to check if and how many strips were in the pack.

 

I explained that there was only one but it originally didnt have anything in it,

however on the assistant shaking the pack, another one popped out that was already on the side of the pack.

 

I was surprised and said oh there should only be one, and then the security asked me to come in the back, at first I was confused and explained I didnt really have the time.

 

I went in the back, and mr security was extremely rude to me and very accusational, accusing me of concealing and therefore trying to 'steal' an extra item.

I explained I was very anxious to get to my partner but the staff said unless I admit to it, they would have to ring the police and have them arrest me, and stay until they arrived.

 

Under duress, and real concern for my partner, I said fine I admit it just to be able to leave.

I wasnt asked to sign anything but they took a copy of my driving licence.

 

I was told I would receive a letter / fine from the RLP?

 

When I met my partner, he insisted on going back to speak to them, of which I had a severe angina attack due to the stress and anxiety of the situation.

The manager said that she believed me and understood but couldnt go against security.

 

I have no idea what to do as I have never been in a situation anything like this in my life.

 

Any help would be greatly appreciated.

 

Claire

Edited by dx100uk
spacing

Share this post


Link to post
Share on other sites

you wont get a fine no-one bar the court or police can do that

and they were not and cannot now be involved.

 

it will be a begging letter from RLP which as you've already read?

you TOTALLY IGNORE.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Oh right okay. Can the RLP whoever they are not take me to court if I ignore them?

 

If I didn't have my partner waiting for me I would have told them to have rang the police. I felt bullied and totally intimidated by their security person.

 

To say I feel upset is an understatement.

 

Thank you.

Share this post


Link to post
Share on other sites

go read that thread you've already read again

then do it again.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

RLP can do absolutely nothing to you except send letters. Please read other threads in this forum. Your situation is identical to everyone elses.

 

You will get 3-4 letters from RLP, full of rubbish designed to scare you. Ignore them all. After those letters, you may get letters from a DCA, who have even less power than your next door neighbours cat.

 

Ignore them too and move on with your life.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hi and welcome to CAG.

 

You have already had the information on what to do. When you get the letters from RLP, just ignore them. They have as much power as I have over you, even though they try to make you think that they do with all the mealy words in their letters.

 

The manager said he believed you but couldn't override the security agents. Yes he can! They are contracted to supply security to the store and as such, they must follow instructions from head office. The manager should have escalated this for you to remove RLP from the situation.

 

As Superdrug have abandoned all responsibility, so should you. This will never see the inside of a court room.

 

Please let us see the letters when they arrive (suitably redacted) as I would like to see whether they have changed much.


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Share this post


Link to post
Share on other sites

in the future also remember the security work for the store, not the other way round so if you have a complaint make them listen and not be fobbed off with a rubbish comment.

Share this post


Link to post
Share on other sites

Thank you for all the help.

 

I have sent a formal complaint to the Superdrug head office.

 

Thanks.

Share this post


Link to post
Share on other sites
in the future also remember the security work for the store, not the other way round so if you have a complaint make them listen and not be fobbed off with a rubbish comment.

 

Not in superdrug they don't. Like tk's, they work in house, directly for head office. The system is set up just to avoid managers over ruling or trying to get security to do other things, like stack shelves etc.

 

so the manager cant overrule any decisions made by security.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...