Thank you for the information Andy,
In stating section 5 below, when I attempt to sort out the repayment of balance, should I state to Halifax that I am aware that the interest portion is not enforceable and only offer to clear the capital sum, or am I being a complete idiot and totally misinterpreting what I am reading?
(5)Subject to subsections (6) and (7) below, no action to recover arrears of interest payable in respect of any sum of money secured by a mortgage or other charge or payable in respect of proceeds of the sale of land, or to recover damages in respect of such arrears shall be brought after the expiration of six years from the date on which the interest became due.
Well more development & turn from Intrum. Having heard from Intrum back in June offering up to a 70% reduction (off the outstanding monies due) if I paid it by the end of July, reducing to a lower discount for the next 3 months were I to settle early etc. Well of cause I never took them up on the offer as never had the funds and said offer now expired.
Now this morning I receive the following letter saying "Our records indicate there is an issue with the repayment plan, which as resulted in your plan being cancelled". With the invitation to call contact them in the next 10 days to reach a solution.
Any ideas as barring a recent late payment payment has been made and accepted. So surely Intrum can't rip up the repayment plan citing "there is an issue" and then suggest I have to renegotiate payments can they?.
I have created your own thread 23sopwith please continue to post here.
If we could have some background details..please read the following link and the copy and paste the Q,s and your responses back here.
Yes you must complete and submit your DQ by the date stated.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!