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Tommy666

Vanquis Credit Card Account Number debt issue

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Hi Folks it's my first email post so be gentle with your comments please,

 

The problem I have is that I signed up for a credit card a few years ago (2015)

I was issued with a credit card and received my bills on line, my monthly bill was paid

 

then in March 2017 I agreed to pay less than usual which took me up to June 2017 and after that I have never paid another penny,

 

the current status is £2300 but when my life changed in March 2017 I did inform them of my situation and my limit went down to £2100 from the £2500.

 

Now the main problem I have is that

 

I applied over the phone for the card

(so I was never asked for a wet ink signature.

 

The digital signature contract has what states my account number 16 digits ,

on the paperwork I requested Regards a copy of full accounts,

they have the account number as a 19 digit pan.number which is the same number they have as my account is entered in all credit reference agencies .

 

As well as this they also have another account stating Requested Account Number which is a different number entirely and 16 digits long.

 

What I would like to know is where do I legally stand with regards to the whole situation,

this is only for 1 account and I have made the company Aware on various occasions

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online is quite enforceable

stop reading Freemen of the land stuff.

 

whose the card with

and when did you take it out please


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Hi dx no freeman of the land stuff here, it was vanquis in 2015

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good

moved to the provi forum.

 

you wont escape this debt by trying a card number issue

it is post 2007 online sign up. re CCA 2007 amendments

 

tell us more about your financial situation


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Hi dx,

I have current situation is

I am not working and barely make it by on a week to week basis,

 

there is not a lot of spare money about and I'm maybe talking £20-30 per month.

 

What's your opinion???

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then offer them say £10PCM if the agree to freeze all charge and interest

theres a suitable letter in the debt collection section of our library.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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